Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Otsego County, starting promptly at 10:00 AM, on June 18, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Linda J Thatcher and Thomas W Thatcher, Husband and Wife Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender's successors and/or assigns Foreclosing Assignee (if any): The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank, N.A., as Trustee for Residential Asset Securities Corporation, Home Equity Mortgage Asset Backed Pass-Through Certificates, Series 2004-KS11 Date of Mortgage: June 25, 2004 Date of Mortgage Recording: July 26, 2004 Amount claimed due on date of notice: $79,226.77 Description of the mortgaged premises: Situated in Township of Bagley, Otsego County, Michigan, and described as: PARCEL A: Commencing at the 1/4 post on the section line between section 31 and section 32, Town 30 North, Range 3 West, thence East along the 1/4 line 918.3 feet for a point of beginning, thence East along the 1/4 line 90 feet; thence South 0 degrees 24 minutes East 108 feet, thence South 89 degrees 59 minutes West 75 feet; thence North 0 degrees 07 minutes West, 112.5 feet to the point of beginning, Section 32, Town 30 North, Range 3 West, AND Parcel B: Commencing at the 1/4 post on the section line between section 31 and 32, Town 30 North, Range 3 West, thence East along the 1/4 line 1008.3 feet for a point of beginning; thence East along the 1/4 line 25 feet; thence South 00 degrees 24 minutes East 108 feet; thence South 89 degrees 59 minutes West 25 feet; thence North 00 degrees 24 minutes West 108 feet to the point of beginning. Section 32, Town 30 North, Range 3 West. Common street address (if any): 1811 Bluewater Ave, Gaylord, MI 49735-9637 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: May 15, 2026 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515   1593329 (05-15)(06-05)  Invoice Date: 6/5/2026