SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION PASSAIC COUNTY DOCKET NO. F-000852-26 FILE NO. 31667-25 NOTICE TO ABSENT DEFENDANT (L.S.) STATE OF NEW JERSEY TO: PATRICIA ZAVINSKY, HER HEIRS, DEVISEES AND PERSONAL REPRESENTATIVES AND HIS, HER, THEIR OR ANY OF THEIR SUCCESSORS IN RIGHT, TITLE AND INTEREST; YOU ARE HEREBY SUMMONED AND REQUIRED to serve upon PELLEGRINO AND FELDSTEIN, LLC, plaintiff's attorneys, whose address is 290 Route 46 West, Denville, NJ, an Answer to the Amended Complaint filed in a Civil Action, in which CHRISTIANA TRUST AS CUSTODIAN GSRAN-Z, LLC is the plaintiff and PATRICIA ZAVINSKY, HER HEIRS, ET ALS; are defendants, pending in the Superior Court of New Jersey, Chancery Division, PASSAIC County and bearing Docket No. F-000852-26 within thirty-five (35) days after June 5, 2026 exclusive of such date. If you fail to answer or appear in accordance with Rule 4:4-6, Judgment by Default may be rendered against you for relief demanded in the Amended Complaint. You shall file your Answer and Proof of Service in duplicate with the Clerk of the Superior Court of New Jersey, Hughes Justice Complex - CN 971, Trenton, New Jersey 08625, in accordance with the Rules of Civil Practice and Procedure. You are further advised that if you are unable to obtain an attorney you may communicate with the Lawyer Referral Service of the County of Venue and that if you cannot afford an attorney, you may communicate with the Legal Services Office of the County of Venue. The telephone number of such agencies are as follows: Lawyer Referral Service 973-278-9223 - Legal Services Office 973-523-2900. THE ACTION has been instituted for the purpose of foreclosing the following tax sale certificate: 1. A certain tax certificate 2023-236, sold on 10/26/2023, dated 11/1/2023, and was recorded on 2/12/2024 in Mortgage Book 18800 at Page 86, made by ELAINE ERLEWEIN, Collector of Taxes of CLIFTON, and State of New Jersey to CHRISTIANA TRUST AS CUSTODIAN GSRAN-Z, LLC and subsequently assigned to plaintiff, CHRISTIANA TRUST AS CUSTODIAN GSRAN-Z, LLC. This covers real estate located in CLIFTON, County of PASSAIC, and State of New Jersey, known as LOT 16 BLOCK 55.09 as shown on the Tax Assessment Map and Tax Map duplicate of CLIFTON. and concerns premises commonly known as 183 BRIGHTON RD, CLIFTON, New Jersey. YOU, PATRICIA ZAVINSKY, HER HEIRS, DEVISEES AND PERSONAL REPRESENTATIVES AND HIS, HER, THEIR OR ANY OF THEIR SUCCESSORS IN RIGHT, TITLE AND INTEREST, are made party defendant to the above foreclosure action because you are the owner of a property which is the subject of the above entitled action. Defendants are hereby provided NOTICE of the right to exercise affirmative defense of surplus equity to this foreclosure action, per Tyler v. Hennepin, 598 U.S. 631 (2023). A. If the plaintiff's lien is not redeemed, or you do not elect to have this action brought to sheriff's sale, you are at risk to lose your equity in the property. B. The potential loss of equity in the Property is a valid basis to contest this matter; and C. You have the right to request a sheriff's sale which would then require any surplus beyond the amount owed to plaintiff to be deposited with the Superior Court Trust Fund. DATED: June 2, 2026 Michelle M. Smith, Clerk of the Superior Court of New Jersey June 5 2026 LNYS0530915 $57.64