SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF CHEMUNG   INDEX NO.: 2025-6227   D/O/F: October 14, 2025   SUPPLEMENTAL SUMMONS   Premises: 417 Euclid Avenue Elmira, NY 14905   CARRINGTON MORTGAGE SERVICES, LLC, Plaintiff,   against   WILLIAM J. MICHALKO A/K/A WILLIAM MICHALKO of if living, and if he be dead, respective heirs-at-law, next-of-kin, distributees, executors, administrators, trustees, devisees, legatees, assignees, lienors, creditors, and successors in interest, and generally all persons having or claiming, under by or through said defendants who may be deceased, by purchase, inheritance lien or otherwise, any right, title or interest in and to the premises described, all of whom and whose names and places of residence are unknown to Plaintiff; SECRETARY OF HOUSING AND URBAN DEVELOPMENT - UNITED STATES OF AMERICA; PEOPLE OF THE STATE OF NEW YORK and THE UNITED STATES OF AMERICA, Defendants.   TO THE ABOVE-NAMED DEFENDANTS:   YOU ARE HEREBY SUMMONED to answer the Complaint in this action and to serve a copy of your answer, or, if the Complaint is not served with this Summons, to serve a notice of appearance, on the Plaintiff’s Attorney(s) within 20 days after the service of this Summons, exclusive of the day of service (or within 30 days after the service is complete if this Summons is not personally delivered to you within the State of New York); the United States of America may appear or answer within 60 day of service hereof; and in case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint.   TO THE ABOVE NAMED DEFENDANTS: The foregoing Summons is served upon you by publication pursuant to an Order of the Hon. Christopher P. Baker, a Justice of the Supreme Court, Chemung County, entered May 13, 2026 and filed with the complaint and other papers in the Chemung County Clerk’s Office.   THE OBJECT OF THE ACTION is to foreclose a mortgage dated March 30, 2023 recorded on April 7, 2023 in Instrument Number - 202304942, in the Office of the Clerk of CHEMUNG County, New York., Covering Premises k/a 417 Euclid Avenue, Elmira, NY 14905 a/k/a Section 89.17, Block 4, Lot 21.   NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME   If you do not respond to this Summons and Complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home.   Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action.   YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT.   DATED: March 18, 2026 New York, New York   Ryan Hertzel, Esq. HILL WALLACK LLP Attorneys for Plaintiff 261 Madison Avenue, Ste. 940 New York, NY 10016 Phone: 929-594-2228 Email: rhertzel@hillwallack.com File No. 17511-6795 -#103007