12404896 NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust dated November 23, 2011, executed by Franklin B. Long, as surviving tenant by the entirety, to Frank Alvstad as Trustee, for MetLife Home Loans, a Division of Metlife Bank, N.A., and appearing of record on December 5, 2011, in the Register’s Office of Madison County, Tennessee, at Book T1916, Page 1045, and Instrument Number 11013746. WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Wilmington Savings Fund Society, FSB, not in its individual capacity but solely in its capacity as Owner Trustee for Onity Loan Acquisition Trust 2025-HB2, the party entitled to enforce said security interest; and having appointed Clear Recon LLC, the undersigned, as Substitute Trustee by instrument filed or being filed for record in the Register’s Office of Madison County, Tennessee, with all of the rights, powers, and privileges of the original Trustee named in said Deed of Trust. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust, and that the undersigned, Clear Recon LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty, and authority vested and imposed upon said Substitute Trustee will, on August 4, 2026, at 11:00 AM, local time, at the Madison County Courthouse, 100 East Main Street, located in Jackson, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, paid at the conclusion of the sale, the following described property situated in Madison County, to wit: The land referred to herein below is situated in the County of Madison, State of Tennessee, and is described as follows:   EXHIBIT "A" LEGAL DESCRIPTION THE LAND DESCRIBED HEREIN IS SITUATED IN THE STATE OF TENNESSEE, COUNTY OF MADISON, AND IS DESCRIBED AS FOLLOWS: THAT CERTAIN LOT OR PARCEL OF REAL ESTATE LYING AND BEING IN THE FIFTH CIVIL DISTRICT OF JACKSON, MADISON COUNTY, TENNESSEE AND BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT A POINT IN THE WEST MARGIN OF COOLWOOD DRIVE, SAID POINT BEING THE NORTHEAST CORNER OF LOT NO. 195 IN SECTION I OF ROYAL PARK SUBDIVISION, A PLAT OF WHICH APPEARS OF RECORD IN PLAT BOOK 3, PAGE 36, IN THE REGISTER'S OFFICE OF MADISON COUNTY, TENNESSEE; AND RUNS THENCE SOUTH 88 DEG 34’ WEST, WITH THE NORTH LINE OF LOT 195, 100 FEET TO AN EXISTING IRON PIN; THENCE NORTH 01 DEG 26' WEST, 80 FEET TO A POINT IN THE SOUTH MARGIN OF OAK PARK DRIVE; THENCE NORTH 88 DEG 34’ EAST, WITH THE SOUTH MARGIN OF OAK PARK DRIVE, 85 FEET TO A POINT; THENCE IN A SOUTHEASTERLY DIRECTION ALONG A CURVE TO THE RIGHT, HAVING A RADIUS OF 15 FEET, A DISTANCE OF 23.5 FEET TO A POINT IN THE WEST MARGIN OF COOLWOOD DRIVE; THENCE SOUTH 01 DEG 26' EAST WITH THE WEST MARGIN OF COOLWOOD DRIVE, 65 FEET TO THE POINT OF BEGINNING. BEING LOT NO. 196 IN SECTION I OF ROYAL PARK SUBDIVISION.   DERIVATION CLAUSE BEING THE SAME PROPERTY CONVEYED TO FRANKLIN B. LONG AND ELSIE J. LONG BY DEED FROM OLD HICKORY HOMES, INC. DATED JANUARY 16, 1989 AND RECORDED JANUARY 19, 1989 IN DEED BOOK 485, PAGE 556 IN THE REGISTER'S OFFICE OF MADISON COUNTY, STATE OF TENNESSEE. FRANKLIN B. LONG AND ELSIE J. LONG WERE MARRIED ON JULY 2, 1983 IN MADISON COUNTY, TENNESSEE. AT THE TIME OF THEIR MARRIAGE NEITHER WAS A PARTY TO ANOTHER MARRIAGE, THEIR MARRIAGE CONTINUED UNINTERRUPTED UNTIL THE DEATH OF ELISE J. LONG AKA ELISE JEAN LONG, IN MADISON COUNTY, TENNESSEE ON SEPTMEBER 27, 2009. PARCEL NUMBER(S): O65K-A-O0700-0OO Parcel ID: 065K A 00700 000 Commonly known as 133 Coolwood Drive Jackson, TN 38301 The street address and parcel number(s) of the above described property are believed to be correct; however, such references are not a part of the legal description of the property sold herein, and, in the event of any discrepancy, the legal description herein shall control  This sale is subject to tenant(s)/occupant(s) rights in possession. This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Franklin B. Long, Estate/Heir(s)of Franklin B. Long, Marcus Long, Secretary of Housing and Urban Development. Notice of Sale Published On-line at HTTPS://BetterChoiceNotices.com If the United States or the State of Tennessee have any liens or claimed lien(s) on the Property, and are named herein as interested parties, timely notice has been given to the applicable governmental entity, and the sale will be subject to any applicable rights of redemption held by the entity as required by 26 U.S.C. § 7425 and/or Tennessee Code § 67-1-1433. All right and equity of redemption, statutory and otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good; however, the undersigned will sell and convey only as Substitute Trustee. The transfer shall be AS IS, WHERE IS, AND WITH ALL FAULTS, and without warranties of any kind, express or implied, as to the condition of the Property and the improvements located thereon, including merchantability or fitness for particular purpose. Trustee shall make no covenant of seisin or warranty of title, express or implied, and will sell and convey the subject real property by Substitute Trustee’s Deed only. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. THIS OFFICE IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Clear Recon LLC Substitute Trustee 651 East 4th Street Suite 200 Chattanooga, Tennessee 37403 Phone: (877) 319-8840 File No: 1341-176A Newspaper: The Jackson Sun Publication Dates: 6/19/2026, 6/26/2026