FORECLOSURE NOTICE (Charlevoix County) NOTICE OF FORECLOSURE BY ADVERTISEMENT. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Charlevoix County (at the main lobby of the Charlevoix County Courthouse, Charlevoix, Michigan), starting promptly at 11:00 o’clock A.M. on Friday, August 21, 2026. Default has been made in the terms and conditions of the mortgage made by Charles Michael Baer, III, an unmarried man, as original mortgagor, to The Huntington National Bank, a national banking association, as original mortgagee, dated July 27, 2017, and recorded on September 1, 2017, at the Charlevoix County, Michigan Register of Deeds, in Liber 1169, commencing on Page 510. The amount claimed to be due on this mortgage, on the date of this notice, was $78,699.73. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. The description of the mortgaged premises is all that certain piece or parcel of land situated in the Township of Charlevoix, in the County of Charlevoix and State of Michigan further described as follows: Commencing at the South 1/4 corner of Section 27, Town 34 North, Range 8 West; thence along the North and South 1/4 line of said section North 00 degrees 56 minutes 11 seconds East 1318.90 feet to the South 1/8 line of said section; thence continuing along said North and South 1/4 line North 00 degrees 34 minutes 40 seconds East 597.88 feet to the North line of Upright Avenue; thence along the North line of Upright Avenue North 89 degrees 10 minutes 35 seconds West 583.48 feet (recorded as 583.8 feet); thence North 00 degrees 46 minutes 33 seconds East 200 feet being the point of beginning; thence parallel with the North line of Upright Avenue, North 89 degrees 10 minutes 35 seconds West 100 feet; thence North 00 degrees 46 minutes 33 seconds East 151.24 feet to a point on the Southerly line of County Road (Park Avenue) as described in Easement recorded in Liber 160, Page 256; thence Southerly on the Southerly line of Park Avenue North 43 degrees 22 minutes 21 seconds East 22.03 feet; thence along a curve to the right 112.18 feet (radius of said curve being 465.97 feet and chord bears North 50 degrees 16 minutes 08 seconds East 111.91 feet); thence South 00 degrees 46 minutes 33 seconds West 240.23 feet to the point of beginning, being a part of Government Lot 2, Section 127, Town 34 North, Range 8 West. Commonly known as: 14614 Park Ave. Charlevoix MI The redemption period shall be Six (6) months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be thirty (30) days from the date of such sale or when the time to provide the notice required by MCLA 600.3241a(c) expires, whichever is later or unless the redemption period is shortened in accordance with MCLA 600.3238. If the property is sold at a foreclosure sale, under MCLA 600.3278, the borrower and mortgagor will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention Homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Attention Purchasers: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. Shaheen, Jacobs & Ross, P.C. is a debt collector attempting to collect this debt and any information obtained will be used for that purpose. Dated: July 6, 2026 The Huntington National Bank, a national banking association Mortgagee SHAHEEN, JACOBS & ROSS, P.C. By: Michael J. Thomas, Esq. Attorneys for Mortgagee 615 Griswold Street, Suite 1425 Detroit, Michigan 48226-3993 (313) 963-1301   1598423 (07-17)(08-07) Invoice Date: 08/07/2026