IN THE CIRCUIT COURT OF THE FOURTEENTH JUDICIAL CIRCUIT IN AND FOR BAY COUNTY, FLORIDA. CIVIL DIVISION CASE NO. 032026CA000076CAAXMX LAKEVIEW LOAN SERVICING, LLC, Plaintiff, vs. CRYSTAL FORD; CITY OF PANAMA CITY BEACH, FLORIDA; CASEY SPEERSCHNEIDER; UNKNOWN TENANT NO. 1; UNKNOWN TENANT NO. 2; and ALL UNKNOWN PARTIES CLAIMING INTERESTS BY, THROUGH, UNDER OR AGAINST A NAMED DEFENDANT TO THIS ACTION, OR HAVING OR CLAIMING TO HAVE ANY RIGHT, TITLE OR INTEREST IN THE PROPERTY HEREIN DESCRIBED, Defendant(s). ________________________________/   NOTICE OF ACTION   TO: ROMNEY A. SPEERSCHNEIDER A/K/A ROMNEY SPEERSCHNEIDER Last Known Address 16206 Habanero Ave Panama City Beach, FL 32413 Current Residence is Unknown YOU ARE NOTIFIED that an action to foreclose a mortgage on the following described property in Bay County, Florida: LOT 38 AND THE WEST HALF OF LOT 39, BLOCK 1, DIAMOND HEAD SECTION OF LAKESIDE BY THE GULF, ACCORDING TO PLAT RECORDED IN PLAT BOOK 9, PAGE 88, IN THE PUBLIC RECORDS OF BAY COUNTY, FLORIDA. has been filed against you and you are required to serve a copy of your written defenses, if any, to it on Diaz Anselmo & Associates, P.A., Plaintiff's attorneys, whose address is P.O. BOX 19519, Fort Lauderdale, FL 33318, (954) 564-0071, answers@dallegal.com, within 30 days from first date of publication, and file the original with the Clerk of this Court either before service on Plaintiff's attorneys or immediately thereafter; otherwise a default will be entered against you for the relief demanded in the complaint or petition. DATED on July 18 , 2026.   As Clerk of the Court   By:Christine Caswell As Deputy Clerk PUBLISH IN: News Herald Fax first insertion to Diaz Anselmo & Associates, P.A. (954) 564-9252 If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator by mail at P. O. Box 1089, Panama City, FL 32402 or by phone at (850) 747-5338 at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days. If you are hearing impaired, please call 711. Pub: July 1 & 8, 2026