NOTICE OF FORECLOSURE BY ADVERTISEMENT Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the Circuit Court in Livingston County, starting promptly at 10:00 a.m. on August 26, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Name(s) of the Mortgagor(s): James Knight and Jodi Knight, husband and wife, Original Mortgagee: Nicolet National Bank, successor by merger to mBank Date of Mortgage: October 10, 2010 Date of Mortgage Recording: January 31, 2011 in Document Number 2011R-003291, et. seq. Foreclosing Assignee (if any): Bank of Ann Arbor, by Nicolet National Bank, as servicing agent Date of Assignment: January 21, 2022 Date of Assignment Recording: October 11, 2022 in Document Number 2022R-026832, et. seq. Amount claimed due on date of Notice: $7,059.38, which amount may or may not be the entire indebtedness owed by Debtors to Mortgagee together with interest at 18 percent per annum. Description of Mortgaged Premises: LAND SITUATED IN THE TOWNSHIP OF HAMBURG, COUNTY OF LIVINGSTON, STATE OF MICHIGAN TO-WIT: LOT 58, ARROWHEAD SUBDIVISION, ACCORDING TO THE RECORDED PLAT THEREOF, AS RECORDED IN LIBER 16 OF PLATS, PAGES 47 THROUGH 54, LIVINGSTON COUNTY RECORDS. The property is more commonly known as: 5548 Shoshoni Pass, Pickney, Michigan 48169. The redemption period shall be one (1) year unless the property is established to be abandoned pursuant to MCL 600.3241a, in which case the redemption period shall be the later of thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed, or unless under MCL 600.3240(11), prior to the foreclosure sale the borrower follows the procedure set forth in that section to establish the presumption that the property is used for Agricultural purposes, in which case the redemption period shall be one (1) year from the date of the sale. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale under MCL 600.3201 et. seq., the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or the mortgage holder for damaging the property during the redemption period. This notice is from a debt collector. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Date of notice: July 15, 2026 By: Gary D. Popovits (P63861) Pezzetti, Vermetten, Popovits & Umulis, P.C., Attorneys for Mortgagee, 600 E. Front Street, Suite 100 - P.O. Box 5817, Traverse City, Michigan 49696-5817; (231) 929-3450 File No.: 4050.1594 Ad #284006 07/21/2026,07/28/2026,08/04/2026,08/11/2026 July 21, 28, August 4, 11, 2026 (12492467)