LEGAL NOTICE MORTGAGEE'S SALE OF REAL ESTATE By virtue of and in execution of the Power of Sale contained in a certain mortgage given by John Kowalchek and Patricia A. Young to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Delta Funding Corp., its successors and assigns, dated March 17, 2005 and recorded in Worcester County (Worcester District) Registry of Deeds in Book 35932, Page 157 (the “Mortgage”) of which mortgage HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Asset-Backed Notes, Series 2005-2 is the present holder by Assignment from Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Delta Funding Corp., its successors and assigns to HSBC Bank USA, N.A., as Indenture Trustee for the Registered Note Holders of Renaissance Home Equity Loan Asset-Backed Notes, Series 2005-2 dated June 4, 2007 and recorded at said Registry of Deeds in Book 42573, Page 100, for breach of conditions of said mortgage and for the purpose of foreclosing the same, the mortgaged premises located at 9 Blackstone Street, Sutton, MA 01590 will be sold at a Public Auction at 2:00 PM on August 19, 2026, at the mortgaged premises, more particularly described below, all and singular the premises described in said mortgage, to wit: The land with the buildings thereon known and numbered as 9 Blackstone street in the village of Wilkinsonville, in said Sutton, together with the buildings thereon which is shown as Lot #20 on a Plan of the Sutton Mill Property, Wilkinsonville, mass., recorded in Worcester District Deeds, Plan Book 12, Plan 52 and being the same property conveyed to the grantor by deed of Joseph T. Sterczala District Registry of Deeds in Book 8640, Page 46. For mortgagor’s title see deed recorded with the Worcester County (Worcester District) Registry of Deeds in Book 31288, Page 365. The premises will be sold subject to any and all unpaid taxes and other municipal assessments and liens, and subject to prior liens or other enforceable encumbrances of record entitled to precedence over this mortgage, and subject to and with the benefit of all easements, restrictions, reservations and conditions of record and subject to all tenancies and/or rights of parties in possession. Terms of the Sale: Cashier's or certified check in the sum of $5,000.00 as a deposit must be shown at the time and place of the sale in order to qualify as a bidder (the mortgage holder and its designee(s) are exempt from this requirement); high bidder to sign written Memorandum of Sale upon acceptance of bid; balance of purchase price payable by certified check in thirty (30) days from the date of the sale at the offices of mortgagee's attorney, Korde & Associates, P.C., 900 Chelmsford Street, Suite 3102, Lowell, MA or such other time as may be designated by mortgagee. The description for the premises contained in said mortgage shall control in the event of a typographical error in this publication. Other terms to be announced at the sale. HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Asset-Backed Notes, Series 2005-2 Korde & Associates, P.C. 900 Chelmsford Street Suite 3102 Lowell, MA 01851 (978) 256-1500 Kowalchek, John and Patricia A. Young, 10-000069