SUBSTITUTE TRUSTEE'S NOTICE OF SALE

SUBSTITUTE TRUSTEE'S NOTICE OF SALE WHEREAS, on August 29, 2022, Markita Janal Kelly, a single woman, executed a Deed of Trust to Granville Tate, Jr., Trustee for the benefit of Mortgage Electronic Registration Systems, Inc. ("MERS"), as recorded in the office of the Chancery Clerk for the First Judicial District of Hinds County, Mississippi, in Book 7285 at Page 6710; and, WHEREAS, on or about August 1, 2025, Trustmark National Bank, a national banking association, converted to Trustmark Bank, a Mississippi banking corporation ("Trustmark Bank"), retaining all rights, claims, and interests in and to the aforementioned Deed of Trust and the indebtedness secured thereby; and WHEREAS, Mortgage Electronic Registration Systems, Inc. ("MERS"), assigned said Deed of Trust to Trustmark Bank by instrument dated September 15, 2025, and recorded in Book 7325 at Page 4772 of the records of the office of the aforesaid Chancery Clerk; and, WHEREAS, Trustmark Bank, the holder of said Deed of Trust and the Note secured thereby, substituted McKay Franklin PLLC as Trustee in said Deed of Trust, as authorized by the terms thereof, by instrument dated October 23, 2025, and recorded in Book 7329 at Page 2333 in the office of the aforesaid Chancery Clerk; and, WHEREAS, default having been made in the terms and conditions of said Deed of Trust, and the entire debt secured thereby having been declared to be due and payable in accordance with the terms of said Deed of Trust, and the legal holder of said indebtedness having requested the undersigned Substitute Trustee to execute the Trust and sell said land and property in accordance with the terms of said Deed of Trust for the purpose of raising the sums due thereunder, together with attorney fees, Substitute Trustee fees and expenses of sale; NOW, THEREFORE, the undersigned McKay Franklin PLLC, being the Substitute Trustee, does hereby give notice that on January 9, 2026, between 11:00 o'clock a.m. and 4:00 o'clock p.m., being the legal hours of sale, it will proceed to sell at public outcry, to the highest bidder for cash, at the north front door of the Hinds County Courthouse in Jackson, State of Mississippi, the following real property described and conveyed in said Deed of Trust, lying and being situated in the First Judicial District of Hinds County, Mississippi, and being more particularly described as follows, to-wit: Lot 40, Pine Lake Subdivision, a subdivision according to map or plat thereof on file and of record in the office of the Chancery Clerk of Hinds County at Jackson, Mississippi, in Plat Book 22 at Page 44, reference to which map or plat is hereby made in aid of and as a part of this description. The undersigned will convey only such title as is vested in it as Substitute Trustee. WITNESS THE DULY AUTHORIZED OFFICER OF THE ENTITY, this the 5th day of December, 2025. MCKAY FRANKLIN PLLC SUBSTITUTE TRUSTEE By: /s/ J. Mark Franklin, III J. Mark Franklin, III President of Corporate General Member J. Mark Franklin, III MCKAY FRANKLIN PLLC Attorneys at Law Post Office Box 2488 Ridgeland, Mississippi 39158-2488 (601) 572-8778 POSTED: December 8, 2025 PUBLISHED: December 12, 2025, December 19, 2025, December 26, 2025, and January 2, 2026 Publication Dates LMSS0420436