SUMMONS & ORDER FOR PUBLICATION

SUMMONS & ORDER FOR PUBLICATION STATE OF VERMONT SUPERIOR COURT RUTLAND UNIT CIVIL DIVISION DOCKET NO. 25-CV-03742 MOUNTAIN GREEN CONDOMINIUM ASSOCIATION, INC., Plaintiff, v. RICHARD GIRGIS, AJAX MORTGAGE LOAN TRUST 2021-F, MORTGAGE-BACKED SECURITIES, SERIES 2021-F, BY U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE, INTERNAL REVENUE SERVICE, and Occupants residing at Mountain Green I, A-3, Killington, Vermont, Defendants. THIS SUMMONS IS DIRECTED TO: RICHARD GIRGIS 1. YOU ARE BEING SUED. The Plaintiff, Mountain Green Condominium Association, Inc., has filed a claim against you for common expense assessments owed. A copy of the Plaintiff's Complaint against you is on file and may be obtained at the office of the clerk of this court, Vermont Superior Court, Rutland Unit, Civil Division, 83 Center Street, Rutland, Vermont 05701. Do not throw this paper away. It is an official paper that affects your rights. 2. PLAINTIFF'S CLAIM. Plaintiff's claim is a Complaint for money owed which alleges that you have not paid assessments as legally due. Plaintiff's action may affect your interest in the property at 135 East Mountain Road, Mountain Green Condominium, Unit 1A03, Killington, Vermont, described in the Land Records of the Town of Killington at Book 337, Page 571. 3. YOU MUST REPLY WITHIN 41 DAYS TO PROTECT YOUR RIGHTS. You must give or mail the Plaintiff a written response called an Answer within 41 days after the date on which this Summons was first published. You must send a copy of your Answer to the Plaintiff's attorney, Andrew J. Snow, Esq., Meub Associates, PLC, 65 Grove Street, Rutland, Vermont 05701. You must also give or mail your Answer to the Court located at 83 Center Street, Rutland, Vermont 05701. 4. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 5. YOU WILL LOSE YOUR CASE IF YOU DO NOT GIVE YOUR WRITTEN ANSWER TO THE COURT. If you do not Answer within 41 days after the date on which this Summons was first published and file it with the Court, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. 6. YOU MUST MAKE ANY CLAIMS AGAINST THE PLAINTIFF IN YOUR REPLY. Your Answer must state any related legal claims you have against the Plaintiff. Your claims against the Plaintiff are called Counterclaims. If you do not make your Counterclaims in writing in your Answer, you may not be able to bring them up at all. Even if you have insurance and the insurance company will defend you, you must still file any Counterclaims you may have. 7. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you cannot afford a lawyer, you should ask the Court Clerk for information about places where you can get free legal help. Even if you cannot get legal help, you must still give the Court a written Answer to protect your rights, or you may lose the case. ORDER The Affidavit duly filed in this action shows that service cannot be made with due diligence by any of the methods provided in Rules 4(d)-(f), (k), or (l) of the Vermont Rules of Civil Procedure. Accordingly, it is ORDERED that service of the Summons set forth above shall be made upon the Defendant, RICHARD GIRGIS, by publication as provided in Rule 4(g) of those Rules. This order shall be published once a week for 2 weeks beginning on November 7, 2025 (within 21 days of the date of this Order) in the Courier News, a daily newspaper of general circulation in Somerset County, State of New Jersey, and a copy of this summons and order as published shall be mailed to the Defendant at his last known address. DATED at Rutland, Vermont this 24th day of October 2025. Susan A. McManus, Superior Court Judge November 7, 14 2025 LNYS0397661 $97.34