SUMMONS

SUMMONS STATE OF NEW YORK SUPREME COURT : BROOME COUNTY ------------------------------------------- VISIONS FEDERAL CREDIT UNION, Plaintiff, v. WAYNE F. STARKWEATHER and JULIE STARKWEATHER, if living, and if they be dead, any and all persons who are husband, wives, widowers, widows, grantees, mortgagees, lienors, other claimants against the assets of the decedents and/or their estates, heirs, devisees, distributees or successors in interest of such of them as may be dead, and their husbands and wives, heirs, devisees, distributees and successors in interest, all of whom and whose names and places of residence are unknown to Plaintiff; JUSTIN HAMMOND, JESSICA HAMMOND, NEW YORK STATE DEPARTMENT OF TAXATION and FINANCE and UNITED STATES OF AMERICA, Defendants. -------------------------------------------------------- Index No.: EFCA2025003484 Assigned Justice: Hon. Carol A. Cocchiola, ASCJ Mortgaged Property: 64 Fowler Avenue Village of Johnson City, County TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED to answer the complaint in the above-entitled action and to serve a copy of your answer on the Plaintiff's attorney within 20 days after the service of this summons exclusive of the date of service or within 30 days after completion of service, if service is made in any other manner than by personal delivery within the state. The United States of America, if designated as a defendant in this action, may answer or appear within 60 days of service hereof. In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint. Broome County is designated as the place of trial. The basis of venue is the location of the mortgaged premises. Dated: October 28, 2025 /s/ William M. Thomas ASWAD & INGRAHAM. LLP Attorneys for Plaintiff Office and P.O. Address 46 Front Street Binghamton, NY 13905 (607) 722-3495 NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. NOTICE To: All Defendants, as described in the foregoing Summons The foregoing summons is served upon you by publication pursuant to an order of the Honorable Carol A. Cocchiola, an Acting Justice of the Supreme Court of the State of New York, dated May 18, 2026, and filed with the complaint and other papers in the office of the Clerk of the County of Broome, at Binghamton, New York. The action has been commenced to foreclose a mortgage given by Wayne F. Starkweather to Visions Federal Credit Union. Said mortgage secures the sum of $69,400.00 and was recorded in the Broome County Clerk's Office on September 22, 2006 in Book 3180 of Mortgages at page 1110. Said foreclosure action will result in the sale of the mortgaged premises at a public auction, under a referee, and will terminate any and all interests and claims in and to the mortgaged premises. No money judgment is sought. Under the note and mortgage, the Plaintiff is owed principal in the amount of $42,524.36 as of January 1, 2025, plus interest from that date, plus late charges in the amount of $225.62, plus property inspection fees in the amount of $240.00, plus the cost of an appraisal in the amount of $375, plus a discharge recording fee in the amount of $56.00, plus $3,095.48, as of October 29, 2025, paid by the Credit Union for real estate taxes and insurance. The mortgaged premises subject to this action is commonly known as 64 Fowler Avenue, Johnson City, NY 13790, and is more accurately described in the above referenced mortgage. Dated: May 20, 2026. /s/ ASWAD & INGRAHAM, LLP Attorneys for Visions Federal Credit Union Office and P.O. Address 46 Front Street Binghamton, New York 13905 Tel: 607/722-3495 May 22, 29, June 5, 12 2026 LNYS0523791