NORTH CAROLINA CLEVELAND COUNTY NOTICE OF FORECLOSURE SALE 26SP000148-220

NORTH CAROLINA CLEVELAND COUNTY NOTICE OF FORECLOSURE SALE 26SP000148-220 Under and by virtue of a Power of Sale contained in that certain Deed of Trust executed by Quality Walls LLC to Stephen D. Lowry, Trustee, which was dated December 28, 2023, and recorded on December 28, 2023 in Book 1912 at Page 2096 Cleveland County Registry, North Carolina. Default having been made of the Note thereby secured by the said Deed of Trust and the undersigned, Cape Fear Trustee Services, LLC, having been substituted as Trustee in said Deed of trust, and the holder of the Note evidencing said default having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door of the county courthouse where the property is located, or the usual and customary location at the county courthouse for conducting the sale, on July 7, 2026 at 11:00 A.M., and will sell to the highest bidder the following described property situated in Cleveland County, North Carolina, to wit: Being a part of what is known as FAIRVIEW HEIGHTS in the Town of Shelby, North Carolina, and being described as follows: First Lot: Being Lot No. 17 as designated and shown on a plat of said Fairview Heights which is of record in Book of Deeds 2-S at Page 617 of the Cleveland County Registry and being described by metes and bounds as follows: Beginning at a stake on the West edge of Chestnut Street, Southeast corner of Lot No. 16; and runs thence with the West edge of Chestnut Street, South 5-30 West 70 feet to a stake on the North edge of Oaks Street (intersection of Oak and Chestnut Street); thence with the North edge of Oak Street, South 64-15 West 67 feet to a stake; thence North 24-15 West 199 feet to a stake in the Southwest corner of Lot No. 16; thence with the dividing line between Lots Nos. 16 and 17 in a Southeasterly direction 120 feet to the place of Beginning. Second Lot: One lot fronting 50 feet on North side of Oaks Street extending back 155 feet and 153 feet respectively to an alley, being Lot No. 18 as recorded in Book of Deeds 2- S at Page 617 of the Cleveland County Registry, plat of Fairview Heights; said lot being bounded on the East by lands of G.P. Abernathy (Lot No. 17) and Lot No. 16 of said Fairview Heights and on the West by property of E.Y. Webb. Save and except any releases, deeds of release or prior conveyances of record. Said property is commonly known as 116 Chestnut Street Shelby, NC 28150. A certified funds check deposit (no personal checks, no cash) of five percent (5%) of the purchase price, or Seven Hundred Fifty Dollars ($750.00), whichever is greater, will be required at the time of the sale. Following the expiration of the statutory upset bid period, all the remaining amounts are immediately due and owing. THIRD PARTY PURCHASERS MUST PAY THE EXCISE TAX AND THE RECORDING COSTS AND ALL CLOSING COSTS FOR THEIR DEED. Said property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance "AS IS, WHERE IS." There are no representations of warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at, or relating to the property being offered for sale. This sale is made subject to all prior liens, unpaid taxes, any unpaid land transfer taxes, special assessments, easements, rights of way, deeds of release, and any other prior encumbrances or exceptions of record. To the best of the knowledge and belief of the undersigned, the current owner(s) of the property is/are Quality Walls LLC. An Order for Possession of the property may be issued pursuant to N.C.G.S. §45-21.29, in favor of the purchaser and against the party(ies) in possession of the property, by the Clerk of Superior Court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the Notice of Sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least ten (10) days, but not more than ninety (90) days, after the sale date contained in the Notice of Sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination [N.C.G.S. §45-21.16A(B)(2)]. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination. If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee or substitute trustee. If the validity of the sale is challenged by any party, the trustee or substitute trustee, in their sole discretion, if they believe the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy. ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new AntiMoney Laundering Rule (the "Rule"), found at 89 FR 70258, will go into effect. The Rule applies to certain residential real estate sale transactions (including nonjudicial foreclosures) where the transfer is to a legal entity (including but not limited to a corporation, LLC, partnership, trust, or similar entity), and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicious Activity Report requirement. As part of this Rule, purchasers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rule's federal reporting requirements. This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable. Cape Fear Trustee Services, LLC Substitute Trustee Bell Carrington Price & Gregg, LLC Attorneys for Cape Fear Trustee Services, LLC 5500 77 Center Drive, Suite 160 Charlotte, NC 28217 PHONE: (980) 201-3840 Firm Case No: 26-41980 June 24, July 1 2026 LWLM0542017