NOTICE OF ACTION

NOTICE OF ACTION IN THE CIRCUIT COURT OF THE 14TH JUDICIAL CIRCUIT IN AND FOR BAY COUNTY, FLORIDA CASE NO.: 25000985CA CITIZENS BANK NA F/K/A RBS CITIZENS NA, Plaintiff, vs. Ralph Lewis, Jr. a/k/a Ralph Lewis; Unknown Spouse of Ralph Lewis, Jr. a/k/a Ralph Lewis, Defendant(s). / NOTICE OF ACTION TO: Ralph Lewis, Jr. a/k/a Ralph Lewis Residence Unknown Unknown Spouse of Ralph Lewis, Jr. a/k/a Ralph Lewis Residence Unknown YOU ARE NOTIFIED that an action to foreclose a mortgage on the following described property in Bay County, Florida: LOTS 15 AND 16, IN BLOCK 210, PLAT NO. 1 LYNN HAVEN, ACCORDING TO THE PLAT OF SAID CITY ON FILE IN PLAT BOOK 5, PAGE 9, IN THE OFFICE OF THE CLERK OF THE CIRCUIT COURT OF BAY COUNTY, FLORIDA. Street Address: 1213 Michigan Avenue, Lynn Haven, Florida 32444 has been filed against you and you are required to serve a copy of your written defenses, if any, to it on McCabe, Weisberg & Conway, LLC, Plaintiff's attorney, whose address is 3222 Commerce Place, Suite A, West Palm Beach, FL 33407, on or before 30 days from 1st pub, 2025, and file the original with the Clerk of this Court, otherwise, a default will be entered against you for the relief demanded in the complaint or petition. If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator by mail at P. O. Box 1089, Panama City, FL 32402 or by phone at (850) 747-5338 at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days. If you are hearing impaired, please call 711 or email adarequest@jud14.flcourts.org. Dated on December 9, 2025. Bill Kinsaul Clerk of said Court By: Christa Caswell As Deputy Clerk McCabe, Weisberg & Conway, LLC 3222 Commerce Place, Suite A West Palm Beach, FL 33407 Telephone: (561) 713-1400 FLpleadings@MWC-law.com Publish: Panama City News Herald File#: 25-400399 January 7, 14 2026 LSAR0433404