NOTICE OF FORECLOSURE SALE

NOTICE OF FORECLOSURE SALE Assessor Parcel Number: 020-561-20 File Number: R848527 Property Address: 329 Bens Way Fernley NV 89408 NOTICE OF FORECLOSURE SALE UNDER THE LIEN FOR DELINQUENT ASSESSMENTS WARNING! A SALE OF YOUR PROPERTY IS IMMINENT! UNLESS YOU PAY THE AMOUNT SPECIFIED IN THIS NOTICE BEFORE THE SALE DATE, YOU COULD LOSE YOUR HOME, EVEN IF THE AMOUNT IS IN DISPUTE. YOU MUST ACT BEFORE THE SALE DATE. IF YOU HAVE ANY QUESTIONS, PLEASE CALL RED ROCK FINANCIAL SERVICES AT (702) 932-6887. IF YOU NEED ASSISTANCE, PLEASE CALL THE FORECLOSURE SECTION OF THE OMBUDSMAN'S OFFICE, NEVADA REAL ESTATE DIVISION AT (877) 829-9907 IMMEDIATELY. Red Rock Financial Services officially assigned as agent by the Desert Lakes Homeowners Association, Inc. under the Lien for Delinquent Assessments. YOU ARE IN DEFAULT UNDER THE LIEN FOR DELINQUENT ASSESSMENTS, recorded on 06/09/2025 as Document Number 695501 reflecting ARMANDO EREBIA as the owner(s) of record. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT PUBLIC SALE. If you need an explanation of the nature of the proceedings against you, you should contact an attorney. The Notice of Default and Election to Sell Pursuant to the Lien for Delinquent Assessments was recorded on 07/21/2025 as Document Number 696877 of the Official Records in the Office of the Recorder. NOTICE IS HEREBY GIVEN: That on 1/23/2026, at 11:00 a.m. at the front entrance of the Lyon County Courthouse, 31 South Main Street, Yerington, NV 89447, that the property commonly known as 329 Bens Way, Fernley, NV 89408 and land legally described as DESERT LAKES LOT 784 of the Official Records in the Office of the County Recorder of Lyon County, Nevada, will sell at public auction to the highest bidder, for cash payable at the time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a cashier's check drawn by a state or federal credit union, state or federal savings and loan association or savings association authorized to do business in the State of Nevada, in the amount of $3,262.41 as of 12/18/2025, which includes the total amount of the unpaid balance and reasonably estimated costs, expenses and advances at the time of the initial publication of this notice. Any subsequent Association assessments, late fees interest, expenses or advancements, if any, of the Association or its Agent, under the terms of the Lien for Delinquent Assessments shall continue to accrue until the date of the sale. The property heretofore described is being sold "as is". The sale will be made without covenant or warranty, expressed or implied regarding, but not limited to, title or possession, encumbrances, obligations to satisfy any secured or unsecured liens or against all right, title and interest of the owner, without equity or right of redemption to satisfy the indebtedness secured by said Lien, with interest thereon, as provided in the Declaration of Covenants, Conditions and Restrictions, recorded on 08/23/1996, in Book Number , as Instrument Number 196605 of the Official Records in the Office of the Recorder and any subsequent amendments or updates that may have been recorded. Dated: December 18, 2025 Prepared By Ollvia Kellogg, Red Rock Financial Services, on behalf of Desert Lakes Homeowners Association, Inc. Reinstatement Information: (702) 483-2988 or Sale Information: (949) 860-9155 When Recorded Mail To: Red Rock Financial Services 770 E. Warm Springs Road Suite 320 Las Vegas, Nevada 89119 (702) 483-2988 or (702) 932-6887 (IFS# 42175 01/02/26, 01/09/26, 01/16/26) December 31, January 7, 14 2026 LNVS0430424