Notice of Mortgage Foreclosure Sale
STATE OF ALABAMA
COUNTY OF MONTGOMERY
NOTICE OF MORTGAGE FORECLOSURE SALE
Default having been made in the payment of indebtedness secured by that certain Commercial Mortgage, Security Agreement and Assignment of Leases and Rents, executed by KC Homes and Investments LLC on the 28th day of February, 2023 to Velocity Commercial Capital, LLC, which said mortgage is recorded March 1, 2023, in the Probate Office of Montgomery County, Alabama, REAL Book 5942, Page 439, Instrument # 32014615602, which and by reason of such default, U.S. Bank Trust Company, National Association as Trustee of Velocity Commercial Capital Loan Trust 2023-2, as assignee of Velocity Commercial Capital, LLC by virtue of that Assignment of Commercial Mortgage, recorded June 20, 2023, REAL Book 5994, Page 568, Instrument # 32014639120, having declared all of the indebtedness secured by said mortgage due and payable, and such default continuing, notice is hereby given that, acting under the power of sale contained in said mortgage, U.S. Bank Trust Company, National Association as Trustee of Velocity Commercial Capital Loan Trust 2023-2, will sell at public outcry, for cash, to the highest bidder, in front of the main entrance at the Montgomery County Courthouse, or otherwise designated area for such sales, in Montgomery County, Alabama, at 11:00 o'clock a.m. or otherwise during the legal hours of sale on Tuesday, October 21, 2025, or any legal day which falls more than ten (10) days after the date of last advertisement, as required by law, the following described real estate situated in Montgomery County, Alabama, to-wit:
Parcel 1: 3469 Wellington Rd, Montgomery, AL. 36106; Parcel # 10 04 19 4 020 011.000;
Lot 10, Block 4, of ldlewild, as the Plat thereof appears of record in the Office of the Judge of Probate of Montgomery County, Alabama, in Plat Book 7, at page 19.
Parcel 2: 1935 Norman Bridge Rd., Montgomery, AL. 36104; Parcel # 10 04 19 1 019 005.000;
Lot 46, less the North 40 feet thereof according to the Plat of the W. H. Legrand Home Place as the same appears of record in the Office of the Judge of Probate of Montgomery County, Alabama, in Plat Book 4, at Page 86, said property fronting 60 feet on Norman Bridge Road and running back at right angles thereto of uniform width 150 feet.
Parcel 3: 1838 Robinson Hill Rd., Montgomery, AL. 36106; Parcel # 10 05 21 2 016 023.000
Lot 10 and the N ½ of Lot 9, in Block A, according to the Plat of Croom Crest, as same appears of record in the Office of the Judge of Probate of Montgomery County, Alabama, in Plat Book 8, at Page 90.
Together with the hereditaments and appurtenances thereunto belonging and all fixtures now attached to and used in connection with the premises herein described.
Said property shall be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, all outstanding liens for public utilities which constitute liens upon the property, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, easements, rights-of-way, zoning ordinances, restrictions, special assessments, covenants, the statutory right of redemption pursuant to Alabama law, and any matters of record, including but not limited to, those superior to said mortgage first set out above, all of which might adversely affect the title to subject property. Said property will be sold on an "As Is, Where Is" basis without warranty or recourse, express or implied as to title, use and/or enjoyment.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
Said sale will be made for the purpose of paying the indebtedness secured by the above described mortgage, and the proceeds thereof will be applied as provided by the terms of said mortgage.
U.S. Bank Trust Company, National Association as Trustee for Velocity Commercial Capital Loan Trust 2023-2 by
McCalla Raymer Leibert Pierce, LLP
Attorneys for Mortgagee
505 20th St., N., Ste. 1775
Birmingham, Alabama 35203
Phone: 678-281-6503
Lisa.Frank@mccalla.com
Trey.Speaks@mccalla.com
25-07027AL
Publication Dates: September 17, 24 and October 1, 2025.
September 17, 24, October 1 2025
LTUS0369346