PUBLICATION NOTICE

PUBLICATION NOTICE IN THE CIRCUIT COURT OF THE NINTH JUDICIAL CIRCUIT OF ILLINOIS FULTON COUNTY CITIZENS EQUITY FIRST CREDIT UNION a/k/a CEFCU, Plaintiff, v. ASHLEY NICOLE KRULAC; JUSTIN R. MILLER; IPAVA STATE BANK; UNKNOWN OWNERS and NON-RECORD CLAIMANTS, Defendants. Case No. 2025 FC 55 The requisite Affidavits for Service by Publication having been filed in the above-captioned cause NOTICE is hereby given to UNKNOWN OWNERS and NON-RECORD CLAIMANTS, defendants in the above-captioned cause, that the above-captioned mortgage foreclosure action is now pending in the Circuit Court of the Ninth Judicial Circuit of Illinois, Fulton County, against you and other defendants praying for the foreclosure of the mortgage hereinafter described conveying the real estate legally described as follows: Lot Number 15 and Lot Number 16 in Charles Winegar Subdivision of a part of the Southeast Quarter of Section 22, Township 7 North, Range 4 East of the Fourth Principal Meridian, all situated in Fulton County, Illinois; P.I.N. 09-08-22-406-013; Commonly known as 23 Magrabl Dr, Canton, IL 61520. The name of the title holder of record and an identification of the mortgage to be foreclosed is as follows: (A) Name or names of present owner or owners of the premises: ASHLEY NICOLE KRULAC; (B) Date of Mortgage: July 12, 2024; (C) Names of Mortgagors: ASHLEY NICOLE KRULAC and JUSTIN R. MILLER; (D) Name of Mortgagee: CITIZENS EQUITY FIRST CREDIT UNION, an Illinois credit union a/k/a CEFCU; (E) Date and place of recording: July 24, 2024, Fulton County, Illinois, Office of County Clerk & Recorder; (F) Identification of recording: Document No. 2412424. And you are further notified that unless on or before January 22, 2026, you shall answer and defend in said suit, default judgment may be entered against you on said date or thereafter. Dated: December 12, 2025. /s/ Thomas A. McConnaughay Attorney of Record Thomas A. McConnaughay, Esq. Westervelt, Johnson, Nicoll & Keller, LLC 416 Main Street, Suite 200 Peoria, Illinois 61602 (309) 672-3245 ARDC No. 6211809 Email: tmcconnaughay@wjnklaw.com December 17, 24, 31 2025 LILS0424197