SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION MONMOUTH COUNTY DOCKET NO. F-000263-26

SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION MONMOUTH COUNTY DOCKET NO. F-000263-26 STATE OF NEW JERSEY TO: NANCY YOUNG, MR. YOUNG, HUSBAND OF NANCY YOUNG AND MICHAEL BARBARA, YOU ARE HEREBY SUMMONED AND REQUIRED to serve upon STERN LAVINTHAL & FRANKENBERG LLC, plaintiff's attorneys, whose address is 103 Eisenhower Parkway - Suite 100, Roseland, New Jersey 07068, an Answer to the Complaint, filed in a civil action, in which SANTANDER BANK, N.A. is the plaintiff and NANCY YOUNG, ET AL. are the defendants, pending in the Superior Court of New Jersey, Chancery Division, Monmouth County, and within thirty-five (35) days after 2/4/2026 or the date of this publication, whichever is later, exclusive of such date(s). If you fail to do so, judgment by default may be rendered against you for the relief demanded in the Complaint. You shall file your Answer and Proof of Service in duplicate with the Clerk of the Superior Court of New Jersey, Richard J. Hughes Justice Complex, 25 Market Street, Trenton, New Jersey 08625, in accordance with the rules of civil practice and procedure. This action has been instituted for the purpose of (1) foreclosing a mortgage dated June 19, 2015 made by NANCY YOUNG to SANTANDER BANK, N.A., recorded on July 15, 2015 in the Office of the Monmouth County Clerk/Register in Mortgage Book OR-9122, Page 4740. 2) To recover possession of the lands and premises commonly known as 73 BROADWAY, FREEHOLD, NJ, 07728. Block 2.03, Lot 3. You are further advised that if you cannot afford an attorney, you may call the Legal Services office in the county where you live. If you do not have an attorney and are not eligible for free legal assistance, you may obtain a referral to an attorney by calling the Lawyer Referral Services. The names and telephone numbers of such agencies in the county of venue are as follows: Lawyer Referral Services: 732-431-5544 Legal Services: 732-414-6750 YOU, NANCY YOUNG, are made a party defendant to this foreclosure action because you are one of the record owners of the mortgaged premises and because you executed the obligation and mortgage being foreclosed herein and may be liable for any deficiency thereon, and for any right, title or interest you may have in, to or against said mortgaged premises. YOU, MR. YOUNG, HUSBAND OF NANCY YOUNG, are made a party defendant to this foreclosure action because you are the spouse of the record owner of the mortgaged premises being foreclosed herein and may be liable for any right, title or interest you may have in, to or against said mortgaged premises. YOU, MICHAEL BARBARA, are made a party defendant to this foreclosure action because you hold a lien that may affect the mortgaged premises and the mortgage is being foreclosed herein and you are entitled to notice of this action for any right, title, claim or interest you may have in, to or against said mortgaged premises. /s/ Michelle M. Smith Michelle M. Smith, Clerk of the Superior Court February 4 2026 LNYS0450573 $52.80