SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION MORRIS COUNTY DOCKET NO. F-006576-25 OUR FILE NUMBER: 118.043253 NOTICE TO ABSENT DEFENDANTS STATE OF NEW JERSEY TO Adele Luber her heirs, devisees and personal representatives and her or their successors in

SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION MORRIS COUNTY DOCKET NO. F-006576-25 OUR FILE NUMBER: 118.043253 NOTICE TO ABSENT DEFENDANTS STATE OF NEW JERSEY TO Adele Luber her heirs, devisees and personal representatives and her or their successors in right, title and interest YOU ARE HEREBY summoned and required to serve upon Stern & Eisenberg, PC, Plaintiff's attorneys, whose address is 1120 Rt. 73, Suite 400, Mt. Laurel, New Jersey 08054, telephone (609) 397-9200, an Answer to the Foreclosure Complaint filed in a civil action, in which Deutsche Bank National Trust Company, as Indenture Trustee for American Home Mortgage Investment Trust 2005-3 is a Plaintiff and Adele Luber her heirs, devisees and personal representatives and her ot their successors in right, title and interest is defendant, pending in the Superior Court of New Jersey within 35 days after September 25, 2025, the date of publication, exclusive of such date. If you fail to do so, judgment by default may be rendered against you for the relief demanded in the Complaint. You shall file your Answer and proof of service in duplicate with the Clerk of the Superior Court, Hughes Justice Complex, PO Box 971, Trenton, New Jersey 08625 in accordance with the Rules of Civil Practice and Procedure. You are further advised that if you are unable to obtain an attorney, you may communicate with the New Jersey State Bar Association or Lawyer Referral Service of the county of venue and that if you cannot afford an attorney, you may communicate with the Legal Services office of the county of venue. A directory with contact information for local Legal Services Offices and Lawyer Referral Services is available in the Civil Division Management Office in the county listed above and online at: http://www.judiciary.state.nj.us/prose/10153_deptyclerklawref.pdf. THE ACTION has been instituted for the purpose of foreclosing the following Mortgage: Dated: June 30, 2005 In the amount of: $500,000.00 Made by: John Riccio and Pietrina Riccio To: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for American Home Mortgage Acceptance, Inc., its successors and assigns Recorded: July 7, 2005 at Book MB 19100 and Page 044 Covers real estate located at: 43 William Drive, Rockaway, NJ 07866 Also known as: Block 73, Lot 37.02, in the Boroughof Rockaway, County of Morris and State of New Jersey. You, Adele Luber her heirs, devisees and personal representatives and her or their successors in right, title and interest, have been made a Defendant by reason of a judgment that was joined in our foreclosure complaint and your lien or encumbrance on the mortgaged premises is subject to Plaintiff's mortgage. You, Adele Luber, have been made a Defendant in the above action because you have or may claim to have some right, title, lien or other interest affecting the real estate being foreclosed by virtue of ownership, inheritance, descent, intestacy, devise, dower, courtesy, mortgage, deed or conveyance, entry of judgment or other legal or lawful right. The nature of which and the reason that you and each of you are joined as defendants is set forth with particularity in the Complaint, a copy of which will be furnished to you on request, addressed to the attorneys of the plaintiff at the above-mentioned address. Dated: September 25, 2025 Michelle M. Smith, Esquire, CLERK SUPERIOR COURT OF NEW JERSEY September 25 2025 LNYS0375832 $57.04