NOTICE OF TRUSTEE SALE OF COMMERCIAL LOAN
Grantor: MBGCO.BIZ,LLC, A Washington Limited Liability Company
Guarantors: Mark Goldberg and Tziviah Goldberg
Current beneficiary of the deed of trust: Certified Financial Services, Inc., A Washington Corporation
Current trustee of the deed of trust: The Birnbaum Law Offices, PLLC, Adam Birnbaum, Attorney
Current mortgage servicer of the deed of trust: Certified Financial Services, Inc., A Washington Corporation
Recording/Reference number of the deed of trust: 202408300199
Parcel number(s): 3976-028-001-0004
Abbreviated Legal Description: Lots 1, 2, 3, 29, 30, 31 and 32, Blk 28, UNITED STATES NAVY YARD ADD. TO BREMERTON, Vol. 3, P. 63, Kitsap County
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee will on the 22nd day of May, 2026, at the hour of 10 o'clock AM at the Kitsap County Administration Building – Front Entrance / 619 Division St, Port Orchard, WA 98366 in the City of Port Orchard, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Kitsap, State of Washington, to-wit:
LOTS 1,2,3,29,30,31, and 32, Block 28, UNITED STATES NAVY YARD ADDITION TO BREMERTON, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 3 OF PLATS, PAGE 63, IN KITSAP COUNTY, WASHINGTON;
TOGETHER WITH TIDELANDS FRONTING LOTS 1 AND 2 IN BLOCK 28 OF UNITED STATES NAVY YARD ADDITION TO BREMERTON.
Situs Address: 1231 Campbell Way, Bremerton, WA 98310
Tax Parcel ID No. 3976-028-001-0004
which is subject to that certain Deed of Trust dated August 30th, 2024, recorded August 30th, 2024, under Kitsap County Auditor's File No.202408300199, records of Kitsap County, Washington, from MBGCO.BIZ, LLC, a Washington Limited Liability Company, as Grantor, to Fidelity National Title Company of Washington, as Trustee, to secure an obligation in favor of Certified Financial Services, Inc., a Washington Corporation, as Beneficiary. Adam Birnbaum was appointed successor trustee under Appointment recorded under Kitsap County Auditor No. 202602170101.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust.
III.
The default(s) for which this foreclosure is made is/are as follows:
1) Principle Balance as of September 1st, 2025: $ 325,000.00
Interest through February 17th, 2026: $ 35,901.60
Late Charges $ 150.00
Total: $ 361,051.60
Failure to pay when due the following amounts which are now in arrears:
Delinquent Real Estate Taxes:
2025 1st - $1,133.95 / 2nd – 1,133.95 plus interest and penalty
IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal $325,000.00, together with interest as provided in the note or other instrument secured from the 2nd day of September 2025, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 22nd day of May, 2026. The default(s) referred to in paragraph III must be cured by the 11th day of May, 2026 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 11th day of May, 2026, (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 11th day of May, 2026 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses:
MBGCO.BIZ,LLC, a Washington limited liability company Mark Goldberg and Tziviah Goldberg, husband and wife
4038 NE 58th Street 4038 NE 58th Street
Seattle, Washington 98105 Seattle, Washington 98105
by both first-class and certified mail on the October 1, 2025, proof of which is in the
possession of the Trustee; and the Borrower and Grantor were personally served on the 15th day of October 2025, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale.
X. NOTICE TO OCCUPANTS OR TENANTS
The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060;
XI. NOTICE TO GUARANTOR (RCW 61.24.042)
(1) the guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the trustee's sale is less than the debt secured by the deed of trust;
(2) the guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee's sale;
(3) the guarantor will have no right to redeem the property after the trustee's sale;
(4) subject to such longer periods as are provided in the Washington deed of trust act, chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee's sale, or the last trustee's sale under any deed of trust granted to secure the same debt; and
(5) in any action for a deficiency, the guarantor will have the right to establish the fair value of the property as of the date of the trustee's sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee's sale, plus interest and costs.
The failure of the beneficiary to provide any guarantor the notice referred to in this section does not invalidate either the notices given to the borrower or the grantor, or the trustee's sale.
/s/ Adam BirnbaumAdam Birnbaum, Trustee
The Birnbaum Law Offices, PLLC
112 W. Meeker
Puyallup, WA 98371
(253) 864 6540
STATE OF WASHINGTON )
: ss.
COUNTY OF PIERCE )
On this day personally appeared before me Adam Birnbaum, to me known to be the individual described herein and who executed the within and foregoing instrument, and acknowledged that he signed the same as his free and voluntary act and deed for the uses and purposes therein mentioned.
GIVEN UNDER my hand and seal this 17th day of February, 2026.
/s/Greg WebleyNOTARY PUBLIC in and for the State
of Washington, residing at Puyallup.
My Commission Expires: 7/4/2028.
MAILING MATRIX
TO: MBGCO.BIZ,LLC
4038 NE 58TH STREET
SEATTLE, WA 98105
Attn: Mark Goldberg
TO: MBGCO.BIZ,LLC
c/o TZIVIAH GOLDBERG, Registered Agent
4038 NE 58TH STREET
SEATTLE, WA 98105
TO: MARK GOLDBERG
TZIVIAH GOLDBERG
4038 NE 58TH STREET
SEATTLE, WA 98105
TO: ALL OCCUPANTS
1231 CAMPBELL WAY
BREMERTON, WA 98310
April 22, May 12 2026
LBKS0499680