SHERIFF'S SALE By virtue of a Writ of Execution to me directed, issued out of SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION BURLINGTON County of Burlington DOCKET NO. F-010924-24 ATTORNEY FILE NO. 20292-2833 SHERIFF # 25001629 I will sell at public sale on Thursday 9/18/2025 at 12:00 PM Prevailing Time, at the County Court Facilities, Rancocas Road, 1st Floor, Commissioner’s Board Room, Mt. Holly, New Jersey   14 GAFFNEY LANE WILLINGBORO, NJ 08046-3002 ----- APPROXIMATE UPSET AMOUNT IS $153,305.92 FOR THE SHERIFF'S SALE ALL THAT CERTAIN LAND AND PREMISES SITUATED IN THE TOWNSHIP OF WILLINGBORO, COUNTY OF BURLINGTON, STATE OF NEW JERSEY, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: LOT: 26; BLOCK: 702 OCCUPANCY STATUS: BORROWER OCCUPIED ON THE TAX MAP OF THE TOWNSHIP OF WILLINGBORO NEAREST CROSS STREET: APPROXIMATELY 344 FEET TO NEAREST CROSS STREET KNOWN AS GABRIEL LANE APPROXIMATE DIMENSIONS: 82.8 FEET X 120 FEET BEING MORE COMMONLY KNOWN AS: 14 GAFFNEY LANE, WILLINGBORO, NEW JERSEY 08046. THE FULL LEGAL DESCRIPTION CAN BE FOUND IN THE OFFICE OF THE CLERK OF BURLINGTON COUNTY IN DEED BOOK 5045, AT PAGE 211 PURSUANT TO A MUNICIPAL TAX SEARCH DATED JULY 17, 2025. SUBJECT TO: 2025 3RD QUARTER TAXES DUE 8/1/2025, $1,729.72 OPEN. 2025 4TH QUARTER TAXES DUE 11/1/2025, TO BE DETERMINED. NO PRIOR MORTGAGES OR LIENS ARE OUTSTANDING. Surplus Money: If after the sale and satisfaction of the mortgage debt, including costs and expenses, there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person’s claim and asking for an order directing payment of the surplus money. The Sheriff or other person conducting the sale will have information regarding the surplus, if any. This does not constitute a full legal description, which can be found in the County Clerk’s Office or the Sheriff’s Office. The Sheriff is not responsible and makes no representation as to the accuracy of the affidavit of considerations submitted by the plaintiff in regards to this property. The purchaser will pay the costs of drawing and executing the deed, sheriff’s fees, costs, and commission. Judgment approximately $133,832.04 besides interest, costs, and fees. The right to adjourn this sale is specifically reserved by the undersigned. Seized as the property of THEOPHILUS A. MCLEAN; NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY; KADINE T. VASSELL; STATE OF NEW JERSEY Defendant(s): taken in execution at the suit of U.S. BANK NATIONAL ASSOCIATION. AS TRUSTEE FOR MASTR ASSET BACKED SECURITIES TRUST 2005-WF1 Plaintiff(s): NOTICE TO THE PUBLIC AT THE TIME OF THE SALE, TWENTY PERCENT OF THE AMOUNT BID WILL BE REQUIRED AS A DEPOSIT, BY THE PURCHASER, IN CASH, CERTIFIED, TREASURER’S, OR CASHIERS CHECK ONLY. THE BALANCE IS DUE TWO WEEKS FROM THE DATE OF SALE, IN CASH OR CERTIFIED, TREASURE’S, OR CASHIERS CHECK ONLY. IN CERTAIN CASES, AT THE TIME OF THE SALE THREE- AND ONE-HALF PERCENT (3.5%) OF THE AMOUNT BID AS A DEPOSIT, IN CASH, CERTIFIED TREASURER’S OR CASHIERS CHECK ONLY. THE BALANCE IS DUE NINETY DAYS (90) FROM DATE OF SALE IN CASH OR CERTIFIED, TREASURER’S OR CASHIER’S CHECK OR SHALL BE BY WIRE TRANSFER TO THE BURLINGTON COUNTY SHERIFF. IF THE BALANCE OF THE PURCHASE PRICE IS TO BE FINANCED, BIDDER MUST PRESENT AT SALE PRE-APPROVAL DOCUMENTATION FROM AN INSTITUTION REGULATED BY THE DEPARTMENT OF BANKING AND INSURANCE OR FEDERAL BANKING AGENCY AS DEFINED IN THE NEW JERSEY RESIDENTIAL MORTGAGE LENDING ACT. THOSE PERMITTED TO PAY THREE- AND ONE-HALF PERCENT DEPOSIT (3.5%) SHALL BE THE FOLLOWING IN ORDER OF PRIORITY: 1. THE FORECLOSED UPON DEFENDANT, THE FORECLOSED UPON DEFENDANT’S NEXT OF KIN OR TENANT, MEETING THE ABOVE REQUIREMENTS, SHALL HAVE RIGHT OF FIRST REFUSAL TO PURCHASE THE PROPERTY; (only available for the initial sale unless the sale is delayed) 2. AN INDIVIDUAL, MEETING THE ABOVE REQUIREMENTS WHO INTENDS TO OCCUPY THE PROPERTY AS HIS PRIMARY RESIDENCE FOR NO LESS THAN EIGHTY-FOUR (84) MONTHS; 3. A NONPROFIT COMMUNITY DEVELOPMENT CORPORATION WHO HAS A WRITTEN AGREEMENT WITH THE FORECLOSED UPON DEFENDANT, THE NEXT OF KIN OF THE FORECLOSED UPON DEFENDANT OR TENANT OF THE FORECLOSED UPON PROPERTY; 4. A NONPROFIT COMMUNITY DEVELOPMENT CORPORATION WHO HAS COMPLETED A 1023 FILING WITH UNITED STATES INTERNAL REVENUE SERVICE, STATING THE CORPORATION’S MISSION INCLUDES COMMUNITY REVITALIZATION AND THE CREATION OR PRESERVATION OF AFFORDABLE HOUSING. 5. A TENANT OR A SUCCESSFUL BIDDER WHO IS NEITHER THE PLAINTIFF NOR THE FORECLOSED UPON DEFENDANT OR HIS NEXT OF KIN AND WHO INTENDS TO OCCUPY THE PROPERTY AS HIS PRIMARY RESIDENCE FOR A MINIMUM OF EIGHTY FOUR (84) MONTHS AND FINANCES THE PURCHASE OF THE PROPERTY AND PAYS A THREE AND ONE HALF (3.5) PERCENT DEPOSIT SHALL HAVE RECEIVED EIGHT (8) HOURS OF HOMEBUYER EDUCATION AND COUNSELING THROUGH A UNITED STATES DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD) CERTIFIED HOUSING COUNSELING AGENCY, AND SHALL PRESENT A CERTIFICATE OF COMPLETION OR PROOF OF ENROLLMENT IN THE PROGRAM TO THE SHERIFF. IF YOU INTEND TO BID UNDER THE COMMUNITY WEALTH PRESERVATION PROGRAM, WE ASK THAT YOU PLEASE SUBMIT ANY NECESSARY DOCUMENTS TO THE SHERIFF’S OFFICE THREE DAYS PRIOR TO THE SALE. To be sold by: James H. Kostoplis, Sheriff   Attorney (s): HILL WALLACK LLP 609-924-0808 Dated: 8/13/2025 8/21, 8/28, 9/4, 9/11/2025 Prs. Adv. Fee: $382.20