VALLEY CENTRAL, MHC NOTICE OF ANNUAL MEETING OF MEMBERS The Annual Meeting of Members of Valley Central, MHC will be held at the office of Valley Central Bank (the "Bank") located at 6550 Princeton Glendale Road, Liberty Township, Ohio 45011 on Tuesday, January 20, 2026 at 4:30 p.m. The only matter(s) to be considered at the Annual Meeting of Members is the election of Bernard W. Kessling and James Papakirk as directors of Valley Central, MHC, to serve for a term of three (3) years or until their successor is elected and qualified. Any action may be taken on the foregoing proposal at the Annual Meeting of Members on the date specified above, or on any date or dates to which the Annual Meeting of Members may be adjourned. CIN,Jan6,13,'26#11917704