Premium Title Agency, Inc. DBA PTS Foreclosure Services
7730 Market Center Ave Suite 100
El Paso, TX 79912
TS No.: 2025-00059-OR
Account No: 0315612 Map No: 17-03-35-34-00700
TRUSTEE'S NOTICE OF SALE
T.S. Number: 2025-00059-OR
Reference is made to that certain trust deed made by VLADIMIR M. CHUPROV, A MARRIED MAN as grantor, to First American Title Insurance Co. of Oregon as trustee, in favor of INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK, AS LENDER MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., MERS IS A SEPARATE CORPORATION THAT IS ACTING SOLELY AS A NOMINEE FOR LENDER AND LENDER'S SUCCESSORS AND ASSIGNS, as beneficiary, dated 06/06/2006 recorded on 06/09/2006, in the Records of Lane County, Oregon, in book --- at page --- and/or as fee/file/instrument/microfilm/reception No. 2006-040357, covering the following described real property situated in the above-mentioned county and state:
Account No: 0315612 Map No: 17-03-35-34-00700
Lot 4, Block 42, EXTENDED MAP OF SPRINGFIELD, as platted and recorded in Book "I", Page 1, Lane County Oregon Deed Records, in Lane County, Oregon.
Commonly Known As:
425 S 3RD ST AND 303 S C STREET, SPRINGFIELD, OR 97477
Both the beneficiary DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee of the RESIDENTIAL ASSET SECURITIZATION TRUST 2006-A9CB, MORTGAGE PASS-THROUGH CERTIFICATES Series 2006-I under the Pooling and Servicing Agreement dated July 1, 2006 and the trustee Premium Title Agency, Inc. DBA PTS Foreclosure Services have elected to sell the said real property to satisfy the obligations secured by said trust deed and a Notice of Default has been recorded pursuant to ORS 86.752(3). The default for which the foreclosure is made is the grantor’s failure to pay when due the following sums:
TOTAL REQUIRED TO REINSTATE AS OF 06/20/2025: $6,302.11
TOTAL REQUIRED TO PAYOFF AS OF 06/20/2025: $177,448.73
Because of interest, late charges, and other charges that may vary from day-to-day, the amount due on the day you pay may be greater. It will be necessary for you to contact the Trustee before the time you tender reinstatement or the payoff amount so that you may be advised of the exact amount you will be required to pay.
By reason of the default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said default being the following:
Installment of Principal and Interest plus impounds and/or advances which became due on 01/01/2025 plus late charges, and all subsequent installments of principal, interest, balloon payments, plus impounds and/or advances and late charges that become payable.
Therefore, notice hereby is given that Premium Title Agency, Inc. DBA PTS Foreclosure Services the undersigned trustee will on 10/27/2025 at the hour of 10:00 AM, Standard of Time, In the lobby of the Lane County Courthouse, 125 East 8th Avenue, Eugene, OR 97401 as established by ORS187.110, in the County of Lane, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by grantor of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee.
Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five (5) days before the date last set for sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying the sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s and attorney fees not exceeding the amounts provided by ORS 86.778.In construing this notice the masculine gender includes the feminine and the neuter, the singular includes the plural, the word “grantor” includes any successor in interest to this grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any.
Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s Deed Upon Sale has been issued by the Trustee. If any irregularities are discovered within 10 days of the date of this sale, the Trustee will rescind the sale, return the buyer’s money and take further action as necessary.
If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The Purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney.
If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligation.
Without limiting the Trustee’s disclaimer of representation or warranties, Oregon law requires the Trustee to state in this notice that some residential properties sold at a Trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential properties should be aware of this potential danger before deciding to place a bid for this property at the Trustee’s sale.
NOTICE TO TENANTS: TENANTS OF THE SUBJECT REAL PROPERTY HAVE CERTAIN PROTECTIONS AFFORDED TO THEM UNDER ORS 86.782 AND POSSIBLY UNDER FEDERAL LAW. ATTACHED TO THS NOTICE OF SALE, AND INCORPORATED HEREIN, IS A NOTICE TO TENANTS OF THE SUBJECT REAL PROPERTY AND WHICH SETS FORTH CERTAIN REQUIREMENTS THAT MUST BE COMPLIED WITH BY ANY TENANT IN ORDER TO OBTAIN THE AFFORDED PROTECTION, AS REQUIRED UNDER ORS 86.771.
Premium Title Agency, Inc. DBA PTS Foreclosure Services
Dated:
Premium Title Agency, Inc. DBA PTS Foreclosure Services
7730 Market Center Ave Suite 100
El Paso, TX 79912
Trustee Phone number: (866) 960-8299
Dated:
STATE OF TEXAS
COUNTY OF EL PASO
On ___ before me ___, Personally appeared ____________who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument.
WITNESS my hand and official seal.
_______________________________
Notary Name (Seal)
FOR TRUSTEES SALE INFORMATION PLEASE CALL (866) 960-8299
NOTICE TO RESIDENTIAL TENANTS
The property in which you are living is in foreclosure. A foreclosure sale is scheduled for 10/27/2025. The date of this sale may be postponed. Unless the lender that is foreclosing on this property is paid before the sale date, the foreclosure will go through and someone new will own this property. After the sale, the new owner is required to provide you with contact information and notice that the sale took place.
The following information applies to you only if you are a bona fide tenant occupying and renting this property as a residential dwelling under legitimate rental agreement. The information does not apply to you in you own this property of if you are not a bona fide residential tenant.
If the foreclosure sale goes through, the new owner will have the right to require you to move out. Before the new owner can require you to move, the new owner must provide you with written notice that specifies the date by which you must move out. If you do not leave before the move-out date, the new owner can have the sheriff remove you from the property after a court hearing. You will receive notice of the court hearing.
PROTECTION FROM EVICTION
IF YOU ARE A BONA FIDE TENANT OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELLING, YOU HAVE THE RIGHT TO CONTINUE LIVING IN THE PROPERTY AFTER THE FORECLOSURE SALE FOR:
• 60 DAYS FROM THE DATE YOU ARE GIVEN A WRITTEN TERMINATION NOTICE, IF YOU HAVE A FIXED TERM LEASE: OR
• AT LEAST 30 DAYS FROM THE DATE YOU ARE GIVEN A WRITTEN TERMINATION NOTICE, IF YOU HAVE A MONTH-TO-MONTH OR WEEK-TO-WEEK RENTAL AGREEMENT.
If the new owner wants to move in and use this property as a primary residence, the new owner can give you written notice and require you to move out after 30 days, even though you have fixed term lease with more than 30 days left.
You must be provided with at least 30 days written notice after the foreclosure sale before you can be required to move.
A bona fide tenant is a residential tenant who is not the borrower (property owner) or a child, spouse or parent of the borrower, and whose rental agreement:
• Is the result of an arm’s-length transaction;
• Requires the payment of rent that is not substantially less than fair market rent for the property, unless the rent is reduced or subsidized due to a federal, state or local subsidy; and
• Was entered into prior to the date of the foreclosure sale.
ABOUT YOUR TENANCY BETWEEN NOW AND THE FORECLOSURE SALE: RENT - YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD OR UNTIL A COURT TELLS YOU OTHERWISE. IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED. BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE.
SECURITY DEPOSIT
You may apply your security deposit and any rent you paid in advance against the current rent you owe your landlord as provided in ORS 90.367. To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from your rent payment. You may do this only for the rent you owe your current landlord. If you do this, you must do so before the foreclosure sale. The business or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord.
ABOUT YOUR TENANCY AFTER THE FORECLOSURE SALE
The new owner that buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out after 30 or 60 days. After the sale, you should receive a written notice informing you that sale took place and giving you the new owner’s name and contact information. You should contact the new owner if you would like to stay. If the new owner accepts rent from you, signs a new residential rental agreement with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the new owner becomes your new landlord and must maintain the property. Otherwise:
• You do not owe rent;
• The new owner is not your landlord and is not responsible for maintaining the property on your behalf; and
• You must move out by the date the new owner specifies in a notice to you.
The new owner may offer to pay your moving expenses and any other costs or amounts you and the new owner agree on in exchange for your agreement to leave the premises in less than 30 or 60 days. You should speak to a lawyer to fully understand your rights before making any decisions regarding your tenancy.
IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR DWELLING UNIT WITHOUT FIRST GIVING YOU WRITTEN NOTICE AND GOING TO COURT TO EVICT YOU. FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU SHOULD CONSULT A LAWYER. If you believe you need legal assistance, contact the Oregon State Bar and ask for the lawyer referral service. Contact information for the Oregon State Bar is included with this notice. If you do not have enough money to pay a lawyer and are otherwise eligible, you may be able to receive legal assistance for free. Information about whom to contact for free legal assistance is included with this notice.
Oregon State Bar: (503) 684-3763; (800) 452-7636
Legal assistance: http://oregonlawhelp.org/