IN THE CIRCUIT COURT FOR OKALOOSA COUNTY, FLORIDA PROBATE DIVISION File No. 2026CP135 IN RE: Estate of LOIS ANNE GARRETT NOTICE TO CREDITORS The administration of the estate of LOIS ANNE GARRETT, deceased, whose date of death was January 6, 2026, is pending in the Circuit Court for OKALOOSA, Florida, Probate Division, the address of which is 101 James Lee Blvd., Crestview, FL 32536. The names and addresses of the personal representative and the personal representative's attorney are set forth below. All creditors of the decedent and other persons having claims or demands against decedent's estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. All other creditors of the decedent and other persons having claims or demands against decedent's estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE. ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES 733.702 WILL BE FOREVER BARRED. NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT'S DATE OF DEATH IS BARRED. The personal representative or curator has no duty to discover whether any property held at the time of the decedent's death by the decedent or the decedent's surviving spouse is property to which the Florida Community Property Rights at Death Act as described in ss. 732.216-732.228 applies, or may apply, unless a written demand is made by a creditor or a beneficiary as specified under s. 732.2211. The written demand must be filed with the clerk. The date of first publication of this notice is February 11, 2026. Attorney for Personal Representative: LISA JO SPENCER FL Bar No. 0002925 lisajo@lisajospencerlaw.com LISA JO SPENCER, P.A. 151 Mary Esther Blvd., Suite 310A Mary Esther, FL 32569 850-226-4998 / 850-226-2981 Fax Personal Representative: ARIEL LEIGH BUMBALA 7905 Wisteria Valley Drive Austin, TX 78739 February 11, 18 2026 LSAR0455000