Commonwealth of Massachusetts Superior Court Department of the Trial Court Worcester, SS. Civil Action No. 2585CV1260A CASE NAME: IC Federal Credit Union vs. Carl R. Cramm Jr. TO: Carl R. Cramm Jr. of Gardner, Worcester County, all in said Commonwealth; and to all persons entitled to the benefit of the Servicemembers Civil Relief Act, 50 U.S.C. App. §501 et seq.: IC Federal Credit Union claiming to have an interest in a Mortgage covering real property in MA, known and numbered as, 59 Ash Street, Gardner, Worcester County, Massachusetts given by Carl R. Cramm Jr. to IC Federal Credit Union, dated: 9/2/23, and recorded in the Worcester County District Registry of Deeds, in Book 69618, Page 274 has/have filed with this court a Complaint for determination of Defendant's/Defendants' Servicemember status. If you now are, or recently have been, in active military service of the United States of America, then you may be entitled to the benefits of the Servicemembers Civil Relief Act. If you object to a foreclosure of the above-mentioned property on that basis, then you or your attorney must file a written appearance and answer in this court at Worcester Superior Court on or before 11/3/25 or you may lose the opportunity to challenge the foreclosure on the ground of noncompliance with the Act. Witness, Michael D. Ricciuti, Esquire, Chief Justice of the Superior Court, at Worcester, Massachusetts, this 22 day of September, 2025. Dennis P. McManus Clerk of Courts Paul Mulligan First Assistant Clerk October 10 2025 LNEO0385051