NOTICE OF SUBSTITUTE TRUSTEE’S SALE   STATE OF MISSISSIPPI COUNTY OF FORREST   WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated April 25, 2007, executed by MICHAEL ROYCE SHERMAN AKA MICHAEL R. SHERMAN and TAMMY D. SHERMAN and JENNIFER ROBERTS conveying certain real property therein described to DON O. ROGERS, as Trustee, for THE CITIZENS NATIONAL BANK OF MERIDIAN, Original Beneficiary, to secure the indebtedness therein described, as same appears of record in the Office of the Chancery Clerk of Forrest County, Mississippi filed and recorded May 1, 2007, in Deed Book 1567, Page 0551; and WHEREAS, the beneficial interest of said Deed of Trust was transferred and assigned to U.S. Bank Trust National Association, as Trustee of the Bungalow Series IV Trust; and WHEREAS, Rubin Lublin, LLC has been appointed as Substitute Trustee; and NOW, THEREFORE, the holder of said Deed of Trust, having requested the undersigned so to do, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee shall, on May 13, 2026 within the lawful hours of sale between 11:00AM and 4:00PM at the northeast main entrance (back door) of the Paul B. Johnson, Jr., Chancery Building, located at 641 Main Street proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Forrest County, Mississippi, to wit:   PARCELS B-28, B-27 AND B-31 LOCATED IN THE SE 1/4 OF THE SW 1/4 OF SECTION 26, TOWNSHIP 2 NORTH, RANGE 13 WEST, FORREST COUNTY, MISSISSIPPI, MORE PARTICULARLY DESCRIBED AS COMMENCE AT A CONCRETE MONUMENT AT THE SE CORNER OF SECTION 26, TOWNSHIP 2 NORTH, RANGE 13 WEST, FORREST COUNTY, MISSISSIPPI, AND RUN WEST FOR 3467.59 FEET; THENCE RUN NORTH FOR 1105.83 FEET TO AND FOR THE POINT OF BEGINNING; THENCE RUN NORTH 73°21'37" WEST FOR 17.23 FEET; THENCE RUN SOUTH 66°19'08" WEST FOR 102.28 FEET; THENCE RUN NORTH 39°42'31" WEST FOR 80.27 FEET; THENCE RUN NORTH 66°17'09" EAST FOR 121.50 FEET; THENCE RUN SOUTH 45°53'05" EAST FOR 80.80 FEET TO THE CENTERLINE OF A GRAVEL ROADWAY, SAID POINT BEING ON THE ARC OF A CURVE HAVING A RADIUS OF 43.45 FEET AND BEING CONCAVED NORTHWESTERLY; THENCE RUN SOUTHWESTERLY ALONG THE CENTERLINE OF SAID ARC AND GRAVEL ROADWAY FOR 20.00 FEET, SAID ARC BEING SUBTENDED BY A CHORD BEARING SOUTH 23°09'50" WEST FOR 19.82 FEET BACK TO THE POINT OF BEGINNING; THE ABOVE DESCRIBED PARCEL IS A PART OF THE SE 1/4 OF THE SW 1/4 OF SECTION 26, TOWNSHIP 2 NORTH, RANGE 13 WEST, FORREST COUNTY, MISSISSIPPI, AND CONTAINS 0.23 ACRE, MORE OR LESS; AND ALSO A PART OF THE SE 1/4 OF THE SW 1/4 OF SECTION 26, TOWNSHIP 2 NORTH, RANGE 13 WEST, FORREST COUNTY, MISSISSIPPI, MORE PARTICULARLY DESCRIBED AS COMMENCING AT A CONCRETE MONUMENT AT THE SE CORNER OF SECTION 26, TOWNSHIP 2 NORTH, RANGE 13 WEST, FORREST COUNTY, MISSISSIPPI, AND RUN WEST FOR 3443.36 FEET; THENCE RUN NORTH FOR 1035.65 FEET TO AND FOR THE POINT OF BEGINNING; THENCE RUN SOUTH 72°20'49" WEST FOR 103.65 FEET; THENCE RUN NORTH 28°33'05" WEST FOR 74.54 FEET; THENCE RUN NORTH 66°19'08" EAST FOR 102.28 FEET; THENCE RUN SOUTH 73°21'37" EAST FOR 17.23 FEET TO THE CENTERLINE OF A GRAVEL ROADWAY, SAID POINT BEING ON THE ARC OF A CURVE HAVING A RADIUS OF 43.45 FEET AND BEING CONCAVED NORTHWESTERLY; THENCE RUN SOUTHWESTERLY ALONG THE CENTERLINE OF SAID ARC AND GRAVEL ROADWAY FOR 26.65 FEET, SAID ARC BEING SUBTENDED BY A CHORD BEARING SOUTH 07°35'41" WEST FOR 26.23 FEET TO A POINT OF TANGENCY; THENCE RUN SOUTH 25°09'59" EAST AND ALONG THE CENTERLINE OF SAID GRAVEL ROADWAY FOR 48.82 FEET BACK TO THE POINT OF BEGINNING; THE ABOVE DESCRIBED PARCEL IS A PART OF THE SE 1/4 OF THE SW 1/4 OF SECTION 26, TOWNSHIP 2 NORTH, RANGE 13 WEST, FORREST COUNTY, MISSISSIPPI, AND CONTAINS 0.19 ACRE, MORE OR LESS;   AND ALSO A PART OF THE SE 1/4 OF THE SW 1/4 OF SECTION 26, TOWNSHIP 2 NORTH, RANGE 13 WEST, FORREST COUNTY, MISSISSIPPI, MORE PARTICULARLY DESCRIBED AS COMMENCING AT A CONCRETE MONUMENT AT THE SE CORNER OF SECTION 26, TOWNSHIP 2 NORTH, RANGE 13 WEST, FORREST COUNTY, MISSISSIPPI, AND RUN WEST FOR 3405.54 FEET; THENCE RUN NORTH FOR 951.23 FEET TO AND FOR THE POINT OF BEGINNING; THENCE RUN SOUTH 86°21'06" WEST FOR 110.64 FEET; THENCE RUN NORTH 23°33'48" WEST FOR 65.48 FEET; THENCE RUN NORTH 72°20'49" EAST FOR 103.65 FEET TO THE CENTERLINE OF A GRAVEL ROADWAY; THENCE RUN SOUTH 25°09'59" EAST ALONG THE CENTERLINE OF SAID GRAVEL ROADWAY FOR 30.85 FEET; THENCE RUN SOUTH 23°37'13" EAST AND ALONG THE CENTERLINE OF SAID GRAVEL ROADWAY FOR 61.65 FEET BACK TO THE POINT OF BEGINNING; THE ABOVE DESCRIBED PARCEL IS A PART OF THE SE 1/4 OF THE SW 1/4 OF SECTION 26, TOWNSHIP 2 NORTH, RANGE 13 WEST, FORREST COUNTY, MISSISSIPPI, AND CONTAINS 0.19 ACRE, MORE OR LESS; AND ALSO A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS ON, OVER AND ACROSS WOOD GLENN DRIVE AND HICKORY RIDGE DRIVE LOCATED IN A PART OF THE SE 1/4 OF THE SW 1/4 OF SECTION 26, TOWNSHIP 2 NORTH, RANGE 13 WEST, FORREST COUNTY, MISSISSIPPI, MORE PARTICULARLY DESCRIBED AS: A ROADWAY EASEMENT SITUATED IN A PART OF THE SE 1/4 OF THE SW 1/4 OF SECTION 26, TOWNSHIP 2 NORTH, RANGE 13 WEST, FORREST COUNTY, MISSISSIPPI, BEING 30 FEET IN WIDTH AND LYING 15 FEET EACH SIDE OF A LINE MORE PARTICULARLY DESCRIBED AS COMMENCE AT THE SE CORNER OF SECTION 26, TOWNSHIP 2 NORTH, RANGE 13 WEST, FORREST COUNTY, MISSISSIPPI, AND RUN WEST FOR 3112.10 FEET; THENCE RUN NORTH FOR 1308.44 FEET TO A POINT IN THE CENTER OF J. C. BURT PUBLIC ROAD, SAID POINT BEING THE POINT OF BEGINNING; THENCE RUN SOUTH 62°04'49" WEST FOR 99.06 FEET; THENCE RUN SOUTH 63°03'10" WEST FOR 190.18 FEET; THENCE RUN SOUTH 62°43'30" WEST FOR 85.00 FEET; THENCE RUN SOUTH 49°32'17" WEST FOR 19.82 FEET; THENCE RUN SOUTH 23°47'40" WEST FOR 18.89 FEET TO THE END OF SAID EASEMENT; THE ABOVE DESCRIBED EASEMENT LIES ENTIRELY WITHIN AND IS A PART OF THE SE 1/4 OF THE SW 1/4 OF SECTION 26, TOWNSHIP 2 NORTH, RANGE 13 WEST, FORREST COUNTY, MISSISSIPPI;   AND ALSO A ROADWAY EASEMENT SITUATED IN A PART OF THE SE 1/4 OF THE SW 1/4 OF SECTION 26, TOWNSHIP 2 NORTH, RANGE 13 WEST, FORREST COUNTY, MISSISSIPPI, BEING 30 FEET IN WIDTH AND LYING 15 FEET EACH SIDE OF A LINE MORE PARTICULARLY DESCRIBED AS COMMENCE AT THE SE CORNER OF SECTION 26, TOWNSHIP 2 NORTH, RANGE 13 WEST, FORREST COUNTY, MISSISSIPPI, AND RUN WEST FOR 2877.62 FEET; THENCE RUN NORTH FOR 860.10 FEET TO A POINT IN THE CENTER OF J. C. BURT PUBLIC ROAD, SAID POINT BEING THE POINT OF BEGINNING; THENCE RUN SOUTH 71°52'14" WEST FOR 140.72 FEET; THENCE RUN SOUTH 72°17'13" WEST FOR 163.05 FEET; THENCE RUN SOUTH 72°45'03" WEST FOR 95.05 FEET; THENCE RUN SOUTH 74°36'12" WEST FOR 56.45 FEET; THENCE RUN NORTH 21°34'54" WEST FOR 120.94 FEET; THENCE RUN NORTH 23°00'25" WEST FOR 104.96 FEET; THENCE RUN NORTH 23°37'13" WEST FOR 81.09 FEET; THENCE RUN NORTH 25°09'59" WEST FOR 79.67 FEET; THENCE RUN NORTH 06°57'51" WEST FOR 27.14 FEET TO THE END OF SAID EASEMENT; THE ABOVE DESCRIBED EASEMENT LIES ENTIRELY WITHIN AND IS A PART OF THE SE 1/4 OF THE SW 1/4 OF SECTION 26, TOWNSHIP 2 NORTH, RANGE 13 WEST, FORREST COUNTY, MISSISSIPPI.   PROPERTY ADDRESS: The street address of the property is believed to be 14 HICKORY RIDGE, HATTIESBURG, MS 39401. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.   Title to the above described property is believed to be good, but I will convey only such title as is vested in me as Substitute Trustee. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchaser’s tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale.   THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.   Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100 Peachtree Corners, GA 30071 rlselaw.com/property-listing Tel: (877) 813-0992 Fax: (470) 508-9401 PUBLISH: 04/15/2026, 04/22/2026, 04/29/2026, 05/06/2026 12200276