NOTICE OF MORTGAGEE’S SALE OF REAL ESTATE Premises: 8 Pepper Lane, Harwich, MA 02645   By virtue and in execution of the Power of Sale contained in a certain mortgage given by Gregory P. Small and Chris A. Small to Citizens Bank of Massachusetts, and now held by Citizens Bank, N.A. f/k/a RBS Citizens, N.A. s/b/m Citizens Bank of Massachusetts, said mortgage dated December 13, 2005 and recorded in the Barnstable County Registry of Deeds in Book 20696, Page 338, as affected by Judgment dated December 10, 2025 and recorded in said Registry of Deeds in Book 37366, Page 80, as affected by a Loan Modification dated June 29, 2017 and recorded in the Barnstable County Registry of Deeds in Book 30816, Page 238; for breach of the conditions in said mortgage and for the purpose of foreclosing the same will be sold at Public Auction on March 5, 2026 at 12:00 PM Local Time upon the premises, all and singular the premises described in said mortgage, to wit: The land with buildings thereon located in HARWICH, BARNSTABLE County, Commonwealth of Massachusetts Said premises are shown as LOT 3 on a plan of land drawn BY SCOTT ASSOCIATES, SURVEYOR dated 11/01/1965 and recorded with BARNSTABLE County Registry of Deeds in Plan Book 200 Page 59 Subject to and with the benefit of all easements, restrictions, rights, conditions, reservations, rights-of-way, covenants, provisions, orders, takings and agreements of record in so far as the same are in force and applicable. Subject to and with the benefit of all matters as set forth in, and for a more particular description see deed recorded in Book 5923 Page 192 at the BARNSTABLE County Registry of Deeds said description is hereby incorporated by reference. For mortgagors title see deed recorded 09/11/1987 in Book 5923 Page 192 at the BARNSTABLE County Registry of Deeds The description of the property contained in the mortgage shall control in the event of a typographical error in this publication.   For Mortgagor’s Title see deed dated June 16, 1987 and recorded in the Barnstable County Registry of Deeds in Book 5923, Page 192. TERMS OF SALE: Said premises will be sold and conveyed subject to all liens, encumbrances, unpaid taxes, tax titles, municipal liens and assessments, if any, which take precedence over the said mortgage above described. Said mortgage is subject to a certain mortgage given by Gregory P. Small and Chris A. Small to USA, Farmers Home Administration, dated 04/14/1993 and recorded in Barnstable County Registry of Deeds in Book 8525, Page 83 FIVE THOUSAND ($5,000.00) Dollars of the purchase price must be paid in cash, certified check, bank treasurer's or cashier's check at the time and place of the sale by the purchaser. The balance of the purchase price shall be paid in cash, certified check, bank treasurer's or cashier's check within thirty (30) days after the date of sale. Other terms to be announced at the sale. Brock & Scott, PLLC 23 Messenger Street 2nd Floor Plainville, MA 02762 Attorney for Citizens Bank, N.A. f/k/a RBS Citizens, N.A. s/b/m Citizens Bank of Massachusetts Present Holder of the Mortgage (401) 217-8701 February 5,12,19,2026 12033343