TS#: 2025-19591-TN Notice Of Substitute Trustee's Sale Whereas, Thomas H. Jones And Karen F. Jones, Husband And Wife, As Tenants By The Entirety. by Deed of Trust (the "Deed of Trust"), dated 11/3/2020 and of record as Instrument Number 202011120039392, in Register's Office of Knox County, Tennessee, conveyed to WFG National Title Insurance Company, Trustee , the hereinafter described real property to secure the payment of a certain Promissory Note (the "Note") described in the Deed of Trust, which Note was payable to New Day Financial, LLC, and subsequently assigned to Freedom Mortgage Corporation, and Whereas, Nestor Solutions of Tennessee, LLC has been duly appointed Substitute Trustee by the owner and holder of the Note by instrument recorded as Instrument Number 202511060026488 in Register's Office of Knox County, Tennessee; and Whereas, default has been made in the payment of the Note; and Whereas, the owner and holder of the Note has demanded that the hereinafter described real property be advertised and sold in satisfaction of the indebtedness and costs of foreclosure in accordance with the terms and provisions of the Note and Deed of Trust. The notice requirements of T.C.A. §35-5-101 and 35-5-104 have been satisfied. Now, Therefore, notice is hereby given that an agent of Nestor Solutions of Tennessee, LLC, Substitute Trustee, pursuant to the power, duty, and authority vested in and conferred by the Deed of Trust, will proceed to sell the below-mentioned property on 3/5/2026, at 11:00 AM at the North Side Entrance at the City County Building, 400 Main Street, Knoxville, TN 37902, to the highest call bidder for cash free from all legal, equitable and statutory rights of redemption, exemptions of homestead, rights by virtue of marriage, and all other exemptions of every kind, all of which have been waived in the Deed of Trust, certain real property located in Knox County, Tennessee, described as follows: Situated In District 2, Knox County, Tennessee, Within The 16th Ward Of The City Of Knoxville, Tennessee And Being All Of Lot 7, Block C, Magnolia Park, As Shown By Map Of Record In Map Book 6, Page 89 In The Register's Office For Knox County, Tennessee, More Particularly Described As Follows: Beginning At A Stake In The North Line Of Luck Street At The Common Corner Between Lots 6 And 7; Said Stake Being Located 300 Ft. Easterly From North Sixth Avenue; Thence Northerly Along The Dividing Line Between Lots 6 And 7 125 Ft. To A Stake; Thence Easterly 50 Ft. To A Stake At The Corner Of Lot 8; Thence Southwardly Along The Dividing Line Between Lots 7 And 8 125 Ft. To A Stake In The Northern Line Of Luck Avenue; Thence Westerly Along The North Line Of Luck Avenue 50 Ft. To The Place Of Beginning. The street address of the above-described property is believed to be 1625 Luck Avenue, Knoxville, TN 37917-4730, , but if such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Owner of Property: Thomas H. Jones and Karen F. Jones The sale is subject to occupant(s) rights in possession of the premises. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the purchase price. The purchaser shall have no further record against the grantor, the grantee or the trustee. Notice To Bidders: Please be advised that the Trustee may require entity or trust bidders at this trustee's sale to provide information, documentation and/or certification of the vesting instructions and the data required to be reported pursuant to FinCEN regulations effective for transfers of residential real property to covered transferees on or after March 1, 2026. The required information must be provided to the trustee before a trustee's deed upon sale will be issued for covered transfers. These federal regulations will require reporting if a trustee's deed is issued on or after March 1, 2026, even if the foreclosure sale is conducted prior to March 1, 2026. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money-laundering-regulations-for-residential-real-estate-transfers and https://www.fincen.gov/rre-faqs#D_5. Internet Posting Website: https://tennesseepostings.com/ Publication Dates: 2/10/2026 and 2/17/2026 Nestor Solutions of Tennessee, LLC, Substitute Trustee 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 TS#: 2025-19591-TN February 10, 17 2026 LOKR0455539