NOTICE OF FORECLOSURE SALE      Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Richard W. Collum and Donna M. Collum, husband and wife , to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for IBERIABANK Mortgage Company, its successors and assigns, on January 8, 2016, said mortgage being recorded in the Office of the Judge of Probate of Autauga County, Alabama, on January 11, 2016 at RLPY Book 2016, at Page 144, as Document Number 520203; WHEREAS, the aforesaid mortgage was subsequently modified on April 16, 2025, and said modification being recorded on June 10, 2025 at Real Property Book 2025, at Page 4113, as Document Number 670370. The Secretary of Veterans Affairs, an Officer of the United States, the current holder, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Autauga County Courthouse, in Prattville, Alabama, on March 31, 2026, during the legal hours of sale, the following described real estate, situated in Autauga County, Alabama, to-wit:   Beginning at an iron pin marking the Northeast corner of Lot 30 of the Magnolia Hills Subdivision as recorded in Plat Book 3, at Page 9, Autauga County, Alabama; thence leaving said point of beginning N 00°11'52" W 286.19 feet to an iron pin; thence East 164.56 feet to an iron pin lying along the Westerly Right of Way of N. Memorial Drive (200' Right of Way); thence along said right of way S 00°11'52" E 397.89 feet to an iron pin; thence leaving said right of way S 89°58'07" W 164.56 feet to an iron pin; thence N 00°11'52" W 111.79 feet to the point of beginning. Said described parcel of land lying in the SE 1/4 of Section 9 and the SW 1/4 of Section 10, all lying in T-17-N, R-16-E, Autauga County, Alabama.   More commonly known as: 311 N Memorial Dr, Prattville, AL 36067      This Property will be sold on an “as is, where is” basis, without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expense of foreclosure. The successful bidder must tender certified funds by noon the next business day to Law Office of Halliday, Watkins & Mann, P.C. Certified funds must be in the form of a wire transfer, bank or credit union’s cashier’s check, or bank official check payable to Halliday, Watkins & Mann, P.C. Halliday, Watkins & Mann, P.C. reserves the right to award the bid to the next highest bidder should the highest bidder fail to timely tender the total amount due. If sale is voided, Mortgagee/Transferee shall return the bid amount to the successful purchaser and the Mortgagee/Transferee shall not be liable to the purchase for any damages. If the sale is set aside for any reason, the purchaser at the sale shall be only entitled to a return of the deposit and bid amount, if paid. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and indebtedness secured by the real estate. This sale is subject to postponement or cancellation.   The Secretary of Veterans Affairs, an Officer of the United States (“Transferee”)   Halliday, Watkins & Mann, P.C. 244 Inverness Center Drive Birmingham, AL 35242 Phone: (801) 355-2886 February 13,20,27,2026    12080287