MORTGAGE FORECCLOSURE NOTICE

MORTGAGE FORECCLOSURE NOTICE Default having been made in the payment of the indebtedness secured by that certain mortgage executed by MONROE McCALL, CHIMYERE McCALL, HUSBAND AND WIFE, to GUARDIAN CREDIT UNION on AUGUST 29, 2022, said mortgage being recorded in the Office of the Judge of Probate of MONTGOMERY County, Alabama, at RLPY BOOK 5874 PAGE 601, the undersigned GUARDIAN CREDIT UNION, as mortgagee (or transferee), under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, at the entrance of the Courthouse of MONTGOMERY County, Alabama, on JULY 29, 2026, between the legal hours of sale, the following described real estate situated in MONTGOMERY County, Alabama, to wit: LOT 2, ACCORDING TO THE PLAT OF WYNLAKES PLAT 1A AS RECORDED IN THE JUDGE OF PROBATE, MONTGOMERY COUNTY, ALABAMA IN PLAT BOOK 51, AT PAGE 64 Subject to all zoning, easements, restrictions, restrictive covenants and reservations appearing of record. Said sale will also be made subject to any Federal Tax Liens, Ad Valorem Real Estate Taxes and\or Special Assessments of any nature, if any, which might adversely affect the title to the property. The property is being sold "as is, where is". Said property is sold without warranty or recourse, expressed or implied as to title, use, enjoyment or condition. The mortgagee or transferee reserves the right to bid for and purchase the real estate and credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. All bidders will be required to execute a bidding agreement prior to sale. Copies of the bidding agreement may be obtained prior to the sale. The successful bidder will be required to pay the bid amount at the time of sale in cash or certified funds. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the attorneys fees and expenses of foreclosure. This sale is subject to cancellation or postponement. GUARDIAN CREDIT UNION, Mortgagee-Transferee Mary R. Wyatt Chambless Math Carr, P.C. P.O. Box 230759 Montgomery, Alabama 36123-0759 334-272-2230 Please run: JULY 1, JULY 8, AND JULY 15, 2026 July 1, 8, 15 2026 LTUS0541514