NOTICE OF APPLICATION FOR MERGER OF BANK HOLDING COMPANIES Mutual Bancorp, Hyannis, MA, intends to apply to the Federal Reserve Board for permission to merge with another bank holding company, Bluestone Financial, MHC, Raynham, MA, and thereby acquire control of Bluestone Bank, Raynham, MA. The Federal Reserve considers a number of factors in deciding whether to approve the application, including the record of performance of banks Mutual Bancorp owns in helping to meet local credit needs. You are invited to submit comments in writing on this application to the Federal Reserve Bank of Boston, 600 Atlantic Avenue, Boston, MA 02210-2204, or via email: BOS.SRC.Applications.Comments@bos.frb.org. The comment period will not end before January 20, 2026 and may be somewhat longer. The Board's procedures for processing applications may be found at 12 C.F.R. Part 262. Procedures for processing protested applications may be found at 12 C.F.R. 262.25. To obtain a copy of the Federal Reserve Board's procedures, or if you need more information about how to submit your comments on the application, contact Prabal Chakrabarti, Executive Vice President and Community Affairs Officer, at (617) 973-3959. The Federal Reserve will consider your comments and any request for a public meeting or formal hearing on the application if they are received in writing by the Reserve Bank on or before the last day of the comment period. December 16 2025 LNEO0423946