SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION PASSAIC COUNTY DOCKET NO. F-011078-25 FILE NO. 31472-25 NOTICE TO ABSENT DEFENDANT (L.S.) STATE OF NEW JERSEY TO: MARGARET T. REDING; JOHN DOE, HUSBAND OF MARGARET T. REDING, SAID NAME JOHN DOE BEING FICTITIOUS ; DAVID REDDEN; MRS. DAVID REDDEN, WIFE OF DAVID REDDEN; YOU ARE HEREBY SUMMONED AND REQUIRED to serve upon PELLEGRINO AND FELDSTEIN, LLC, plaintiff's attorneys, whose address is 290 Route 46 West, Denville, NJ, an Answer to the Complaint filed in a Civil Action, in which REALTY SOLUTIONS JV LLC is the plaintiff and MARGARET T. REDING, ET ALS; are defendants, pending in the Superior Court of New Jersey, Chancery Division, PASSAIC County and bearing Docket No. F-011078-25 within thirty-five (35) days after December 23, 2025 exclusive of such date. If you fail to answer or appear in accordance with Rule 4:4-6, Judgment by Default may be rendered against you for relief demanded in the Complaint. You shall file your Answer and Proof of Service in duplicate with the Clerk of the Superior Court of New Jersey, Hughes Justice Complex - CN 971, Trenton, New Jersey 08625, in accordance with the Rules of Civil Practice and Procedure. You are further advised that if you are unable to obtain an attorney you may communicate with the Lawyer Referral Service of the County of Venue and that if you cannot afford an attorney, you may communicate with the Legal Services Office of the County of Venue. The telephone number of such agencies are as follows: Lawyer Referral Service 973-278-9223 - Legal Services Office 973-523-2900. THE ACTION has been instituted for the purpose of foreclosing the following tax sale certificate: 1. A certain tax certificate 04-2023, sold on 9/12/2023, dated 9/13/2023, and was recorded on 9/29/2023 in Mortgage Book 18647 at Page 52, made by DENISE WHITESIDE, Collector of Taxes of LITTLE FALLS, and State of New Jersey to REALTY SOLUTIONS JV LLC and subsequently assigned to plaintiff, REALTY SOLUTIONS JV LLC. This covers real estate located in LITTLE FALLS, County of PASSAIC, and State of New Jersey, known as LOT 1 C803 BLOCK 88.05 as shown on the Tax Assessment Map and Tax Map duplicate of LITTLE FALLS. and concerns premises commonly known as 300 MAIN ST UNIT 803, LITTLE FALLS, New Jersey. YOU, MARGARET T. REDING; DAVID REDDEN, are made party defendant to the above foreclosure action because you are the owner of a property which is the subject of the above entitled action. YOU, JOHN DOE, HUSBAND OF MARGARET T. REDING, SAID NAME JOHN DOE BEING FICTITIOUS ; MRS. DAVID REDDEN, WIFE OF DAVID REDDEN, are made party defendant to the above foreclosure action because plaintiff has been unable to determine whether defendant MARGARET T. REDING; DAVID REDDEN is married, and if married, the name of MARGARET T. REDING; DAVID REDDEN's spouse. If MARGARET T. REDING; DAVID REDDEN is married, the plaintiff joins JOHN DOE, HUSBAND OF MARGARET T. REDING, SAID NAME JOHN DOE BEING FICTITIOUS ; MRS. DAVID REDDEN, WIFE OF DAVID REDDEN as a defendant for any possessory or marital rights you may have. Defendants are hereby provided NOTICE of the right to exercise affirmative defense of surplus equity to this foreclosure action, per Tyler v. Hennepin, 598 U.S. 631 (2023). A. If the plaintiff's lien is not redeemed, or you do not elect to have this action brought to sheriff's sale, you are at risk to lose your equity in the property. B. The potential loss of equity in the Property is a valid basis to contest this matter; and C. You have the right to request a sheriff's sale which would then require any surplus beyond the amount owed to plaintiff to be deposited with the Superior Court Trust Fund. DATED: December 19, 2025 Michelle M. Smith, Clerk of the Superior Court of New Jersey December 23 2025 LNYS0428099 $65.12