IN THE CIRCUIT COURT OF THE 14TH JUDICIAL CIRCUIT, IN AND FOR BAY COUNTY, FLORIDA CIVIL DIVISION: CASE NO.: 26000195CA FEDERAL HOME LOAN MORTGAGE CORPORATION, AS TRUSTEE FOR THE BENEFIT OF THE FREDDIE MAC SEASONED LOANS STRUCTURED TRANSACTION TRUST, SERIES 2019-1, Plaintiff, vs. JAMES A. SURBER A/K/A JAMES ALLEN SURBER; BAY, COUNTY, FLORIDA CLERK OF COURT; STATE OF FLORIDA; CYNTHIA SURBER A/K/A CYNTHIA JANE TAYLOR Defendants. NOTICE OF FORECLOSURE SALE (Please publish in PANAMA CITY NEWS HERALD) NOTICE IS HEREBY GIVEN pursuant to an Order or Final Judgment entered in the above styled cause now pending in said court and as required by Florida Statute 45.031(2), BILL KINSAUL as the Clerk of the Circuit Court for BAY County shall sell to the highest and best bidder for cash electronically at www.bay.realforeclose.comat, 11:00 AM central time on the 13 day of July, 2026, the following described property as set forth in said Final Judgment, to wit: THE EAST HALF OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 13, TOWNSHIP 3 SOUTH, RANGE 14 WEST, LESS A STRIP 15 FEET IN WIDTH OFF THE SOUTH SIDE AND A STRIP 15 FEET IN WIDTH OFF THE EAST SIDE WHICH ARE RESERVED FOR PUBLIC LANES. PROPERTY ADDRESS: 4321 BRANNON RD, PANAMA CITY, FL 32404 IF YOU ARE A PERSON CLAIMING A RIGHT TO FUNDS REMAINING AFTER THE SALE, YOU MUST FILE A CLAIM WITH THE CLERK NO LATER THAN THE DATE THAT THE CLERK REPORTS THE FUNDS AS UNCLAIMED. IF YOU FAIL TO FILE A CLAIM, YOU WILL NOT BE ENTITLED TO ANY REMAINING FUNDS. AFTER THE FUNDS ARE REPORTED AS UNCLAIMED, ONLY THE OWNER OF RECORD AS OF THE DATE OF THE LIS PENDENS MAY CLAIM THE SURPLUS. If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator by mail at P. O. Box 1089, Panama City, FL 32402 or by phone at (850) 767-3550 at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days. If you are hearing impaired, please call 711 or email ADARequest@jud14.flcourts.org. Dated this 15th day of June, 2026. BILL KINSAUL Clerk Of The Circuit Court By: Stevie Nagy, Deputy Clerk Pub  06/21/26 06/28/26 #12414769