NOTICE OF SALE UNDER POWER, CHATHAM COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Bertrand John Bernard Jr to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Ark-La-Tex Financial Services, LLC d/b/a Eleven Mortgage, its successors and assigns dated 6/30/2023 and recorded in Deed Book 3135 Page 352 Chatham County, Georgia records; as last transferred to or acquired by ArkLa-Tex Financial Services, LLC, conveying the after-described property to secure a Note in the original principal amount of $614,977.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Chatham County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on March 3, 2026 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: All those certain lots, tracts or parcels of land situate, lying and being in the City of Savannah. County of Chatham and State of Georgia, known on the official map of the City of Savannah Vicinity, 1953, as LOT NUMBER TWO (2) AND THE WESTERN ONE-HALF (1/2) OF LOT NUMBER FOUR (4). BLOCK THREE (3) GRAYSON WARD, ARDEN SUBDIVISION: said lot and portion of lot lying contiguous and as one body of land being more fully described in Map Book 1, Page 225B, and as follows: Beginning at the point of intersection of the Easterly right-of-way line of Ott Street and the Northerly right-of-way line of 33rd Street, proceed thence North 13° 17' East along the Easterly right-of-way line of Ott Street a distance of ninety-two and four tenths (92.4) feet to "X" in concrete on the Southerly right-of-way line of a lane: thence South 75°, 30’ East along the Southerly right-of-way line of said lane a distance of forty-four and eighty-seven hundredths (44.87) feet to a stake; thence South 13°, 8' West along the Westerly boundary line of remaining East one-half (1/2) of said lot number four (4), said block, ward and subdivision, a distance of ninety-two and four tenths (92.4) feet to a stake on the Northerly right-of-way line of 33rd Street and thence N 75° 30' W along the northerly right of way line of 33rd Street a distance of forty-five and ten hundredths (45.10) feet to the point of beginning; and as a whole, being bounded on the North by a lane; on the East by the remaining East one-half (1/2) of said lot number four (4), said block, ward and subdivision; on the South by 33rd Street; and on the West by Ott Street. Being improved property as shown on plat of survey prepared by Thomas and Hutton Engineering Company, Dated September 8, 1972. Said property having an address of 1002 East 33rd Street, Savannah, GA 31401, and a property tax number of 2-0055-19-009. This being the same property conveyed to CFH Invest, LLC by Limited Warranty Deed from VI Properties, LLC, dated June 10, 2022, and recorded in Deed Book 2830, Page 589, Chatham County records. Subject, however, to all valid restrictive covenants, easements and rights-ofway of record The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is commonly known as 1002 E 33rd Street, Savannah, GA 31401 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Bertrand John Bernard Jr or tenant or tenants. PHH Mortgage Corporation is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. PHH Mortgage Corporation 1661 Worthington Rd Suite 100 West Palm Beach, FL 33409 (800) 750-2518 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Ark-La-Tex Financial Services, LLC as agent and Attorney in Fact for Bertrand John Bernard Jr Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1017-7632A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-7632A