NONJUDICIAL PROCEEDING TO FORECLOSE CLAIM OF LIEN BY TRUSTEE CONTRACT NO.: 2006188.0 FILE NO.: 25-021589   PALM FINANCIAL SERVICES, LLC, Lienholder, vs. FERNANDO SANCHEZ GARCIA; GUADALUPE GONZALEZ ESPINOSA DE LOS MONTEROS Obligor(s)   ___________________/ NOTICE OF DEFAULT AND INTENT TO FORECLOSE   TO: Fernando Sanchez Garcia Belgica #720 Colonia Portales Sur Delegacion Benito Juarez, Mexico 03300 Mexico Guadalupe Gonzalez Espinosa De Los Monteros CALLE VANADIO # 135 COLINIA VALLE GOMEZ Venustiano Carranza, Estado De Mexico 15210 Mexico   The Manley Law Firm LLC has been appointed as trustee by Palm Financial Services, LLC for the purpose of instituting a Trustee Foreclosure and Sale under Fla. Stat. §721.855 on the following Timeshare Ownership Interest at Disney Vacation Club at Vero Beach described as: An undivided 1.9821% interest in Unit 59D of the Disney Vacation Club at Vero Beach, a condominium (the “Condominium”), according to the Declaration of Condominium thereof as recorded in Official Records Book 1071, Page 2227, Public Records of Indian River County, Florida and all amendments thereto (the 'Declaration') The default giving rise to these proceedings is the failure of the Obligor to pay condominium assessments and dues resulting in a Claim of Lien encumbering the Timeshare Ownership Interest as recorded in the Official Records of Indian River County, Florida. The Obligor has the right to object to this Trustee proceeding by serving written objection on the Trustee named below. The foreclosure of the Claim of Lien of the Obligor in this notice shall be subject to the judicial foreclosure procedure only upon receipt of an objection form. The Obligor has the right to cure the default any time after the date of this Notice until the Trustee’s sale of the Timeshare Ownership Interest. The Claim of Lien may be cured by sending certified funds to the Trustee payable to the Lienholder in the amount of $5,682.08, plus interest (calculated by multiplying $2.11 times the number of days that have elapsed since October 14, 2025), plus the costs of this proceeding. The Obligor will not be subject to a deficiency judgment even if the proceeds from the Trustee’s sale of the Timeshare Ownership Interest are insufficient to offset the amounts secured by the Claim of Lien.     Jordan A. Zeppetello, Esq. Michael E. Carleton, Esq. Jasmin Hernandez, Esq. as Trustee pursuant to Fla. Stat. §721.82 P. O. Box 165028 Columbus, OH 43216-5028 Telephone: 407-404-5266 Telecopier: 614-220-5613 Pub: 11/3, 11/10/2025 TCN: 11797305