SHERIFF'S SALE By virtue of a writ of execution directed to the Sheriff of Atlantic County, issued out of the Superior Court of New Jersey, Chancery Division, Atlantic County, Docket No. F-006285-14, will be sold at public vendue at the Criminal Court Complex, 4997 Unami Blvd., Mays Landing, NJ 08330 on THURSDAY, DECEMBER 11TH, 2025 AT 12:00 O'CLOCK. CONCISE DESCRIPTION Property to be sold is located in the TOWNSHIP OF GALLOWAY, in the County of ATLANTIC, State of New Jersey. Property commonly known as: 1405 DEKALB STREET, GALLOWAY, NJ 08201; Tax Lot #: 7, in Block #: 113 on the official Tax Map of the TOWNSHIP OF GALLOWAY Dimensions of Lot: 100FT. X 100FT.  Nearest Cross Street: LIVERPOOL AVENUE *Subject to any unpaid taxes, municipal liens or other charges, and any such taxes, charges, liens, insurance premiums or other advances made by plaintiff prior to this sale. All interested parties are to conduct and rely upon their own independent investigation to ascertain whether or not any outstanding interest remain of record and/or have priority over the lien being foreclosed and, if so the current amount due thereon. **If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s attorney. The occupancy status of the property is: OCCUPIED BY UNKNOWN Plaintiff's good faith estimate of its upset price is $133,039.46. THE SHERIFF HEREBY RESERVES THE RIGHT TO ADJOURN THIS SALE WITHOUT FURTHER NOTICE THROUGH PUBLICATION. SURPLUS MONEY: If after the sale and satisfaction of the mortgage debt, including costs and expenses, there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person's claim and asking for an order directing payment of the surplus money. The Sheriff or other person conducting the sale will have information regarding the surplus, if any. Judgment Amount: $116,222.16 besides interest, cost and fees. Seized as the property of MIGUEL FERNANDEZ, ET AL., defendant(s), and taken in execution at the suit of UMB BANK, NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS LEGAL TITLE TRUSTEE FOR LVS TITLE TRUST XIII, plaintiff, and to be sold by JOSEPH A. O'DONOGHUE Atlantic County Sheriff The purchaser must pay 20% of the sale price in certified check, cashier's check or treasurer's check immediately. All checks made payable to Atlantic County Sheriff's Office. A separate check is required for each purchase you make. The balance to be paid within 30 days, also in certified check, cashier's check or treasurer's check by 4:00 p.m. in the Sheriff's Office in Mays Landing, New Jersey. The status of this sale and other Sheriff's Sales can be found on our website: www.acsheriff.org BROCK & SCOTT, PLLC 302 FELLOWSHIP ROAD SUITE 130 MOUNT LAUREL, NJ 08054 Attorneys for Plaintiff 11/12, 11/19, 11/26, 12/3/2025 Ptr. Fee: $162.44; Ad#11759071