Notice of Foreclosure 26SP28-640

Notice of Foreclosure 26SP28-640 Under and by virtue of the power of sale contained in a certain Deed of Trust made by Hazel E. Fulford (Grantor/Borrower) in the original principal amount of $31,480.00 dated 25 September 2007 and recorded 26 September 2007 in Book 5235 at Page 544 of the New Hanover County Registry, North Carolina, default having been made in the payment of the note thereby secured by the said Deed of Trust and the undersigned, Gott Law, PLLC having been substituted as Trustee in said Deed of Trust by an instrument duly recorded in the New Hanover County Registry and the holder of the note evidencing said indebtedness having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door of the county courthouse where the property is located, or the usual and customary location at the county courthouse for conducting the sale on 24 March 2026 at 11:00 a.m. (Trustee may, in the Trustee's sole discretion, delay the sale for up to one hour as provided in N.C. Gen. Stat. § 45-21.23), and will sell to the highest bidder for cash the following real estate situated in New Hanover County, North Carolina, and being more particularly described as follows: Being a unit ownership in real property pursuant to Chapter 47 of the General Statutes of North Carolina and being known and designated as Unit 522-18 in Candlewyck Condominiums, Phase III, a condominium development as the same is shown and described on a map thereof recorded in Condominium Plat Book 7 at Pages 398 through 400 in the Office of the Register of Deeds of New Hanover County, North Carolina, and in the Declaration of Condominium recorded in Book 1348 at Page 1963 and following pages in said registry, and all amendments and supplements thereto, specifically including Amendment recorded in Book 1362 at Page 1275 in said Registry, and said unit is also conveyed subject to and together with all of the rights, easements, covenants, terms and conditions of said Declaration and all amendments and supplements thereto, and being the same lands described in deed recorded in Book 1365 at page 1242 in said Registry. Save and except any releases, deeds of release or prior conveyances of record. Said property is commonly referred to as 522 S. Kerr Avenue, Wilmington, NC 28403. The property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance "AS IS, WHERE IS." Neither the Trustee nor the Note Holder secured by the Deed of Trust / Security Agreement, or both, being foreclosed, nor the officers, directors, attorneys, employees, agents or authorized representative of either the Trustee or the Note Holder make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such condition expressly is disclaimed. Also, this property is being sold subject to all prior liens, unpaid taxes, any unpaid land transfer taxes, special assessments, easements, rights of way, deeds of release, and any other encumbrances or exceptions of record. This sale will be further subject to the right, if any, of the United States of America to redeem the above described property for a period of one hundred and twenty (120) days following the date when the final upset bid period has run. A cash deposit or cashier's check (no personal checks) of five (5.0%) percent of the purchase price, or seven hundred fifty dollars ($750.00), whichever is greater, will be required at the time of the sale. An order for possession of the property may be issued pursuant to N.C. Gen. Stat. § 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after 1 October 2007, may after recording the notice of sale, terminate the rental agreement upon ten (10) days' written notice to the landlord. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination. If the Trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the Trustee, in its sole discretion, if they believe the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy. This is a communication from a debt collector. The purpose of this communication is to collect a debt and any information obtained will be used for that purpose, except as stated below in the instance of bankruptcy protection. If you are under the protection of the Bankruptcy Court or have been discharged as a result of a bankruptcy proceeding, this notice is given to you pursuant to statutory requirement and for informational purposes and is not intended as an attempt to collect a debt or as an act to collect, assess, or recover all or any portion of the debt from you personally. This 24th day of February 2026. SUBSTITUTE TRUSTEE Gott Law, PLLC, By: //s// Melissa Gott, Attorney at Law, Member/Manager, 31552 611 Princess Street, Wilmington, North Carolina 28401, 910-251-6088 March 10, 17 2026 LWLM0467459