NOTICE OF MORTGAGEE'S SALE OF REAL ESTATE By virtue and in execution of the Power of Sale contained in a certain mortgage given by William O. Gardiner, IV to Mackinac Savings Bank, dated August 24, 1999 and recorded in the Worcester County (Worcester District) Registry of Deeds in Book 21767, Page 268, as modified by a certain modification agreement recorded on July 28, 2008, and recorded with said Worcester County (Worcester District) Registry of Deeds in Book 43134, Page 182, of which mortgage the undersigned is the present holder, by assignment from: Mackinac Savings Bank to American Mortgage Funding Corporation, recorded on September 9, 1999, in Book No. 21830, at Page 217 American Mortgage Funding Corporation to Fleet Mortgage Corp., recorded on March 20, 2000, in Book No. 22407, at Page 229 Fleet Mortgage Corp. to Mortgage Electronic Registration Systems, Inc. a Delaware Corporation, its successors and assigns, as nominee for PNC Mortgage Corp. of America, an Ohio Corp., its successors or assigns, recorded on December 11, 2000, in Book No. 23311, at Page 391 Mortgage Electronic Registration Systems, Inc. to JPMorgan Chase Bank, National Association, recorded on May 18, 2010, in Book No. 45808, at Page 128 JPMorgan Chase Bank, National Association to Fannie Mae a/k/a Federal National Mortgage Association, recorded on December 8, 2011, in Book No. 48236, at Page 23 Federal National Mortgage Association to JPMorgan Chase Bank, N.A., recorded on October 18, 2013, in Book No. 51639, at Page 225 for breach of the conditions of said mortgage and for the purpose of foreclosing, the same will be sold at Public Auction at 11:00 AM on March 13, 2026, on the mortgaged premises located at 69 Zenith Drive, Worcester, Worcester County, Massachusetts, all and singular the premises described in said mortgage, TO WIT: A certain tract of land situated in Worcester, Worcester County, Massachusetts, on the northerly side of Zenith Drive, being shown as Lot D on Revised Plan of land in Worcester, Mass., owned by United Building Company, dated May 28, 1957, Joseph Swartz, Civil Engineer, recorded with Worcester District Registry of Deeds, Plan Book 225, Plan 7, bounded according to said plan as follows: BEGINNING at the southwesterly corner thereof on said Zenith Drive at Lot E, on said plan; THENCE N. 0° 41' 21'' W. by said Lot E, One Hundred Twenty-six (126) feet, more or less, to land now or formerly of Israel Halfen, et al; THENCE South easterly by said Halfen land and land now or formerly of Carl S. Dubin, et al, One Hundred and Fifty-hundredths (100.50) feet, more or less, to Lot C, on said plan; THENCE S. 0° 41' 21'' E. One Hundred Sixteen (116.0) feet, more or less, to Zenith Drive; THENCE Westerly by said Zenith Drive, One Hundred (100) feet to the point of beginning ; Being part of the premises conveyed by United Building Company to Ardmore Homes Co., Inc., by deed dated September 5, 1958, and recorded with the Worcester District Registry of Deeds, Book 3971, Page 375. Subject to building restrictions of record. For mortgagor's(s') title see deed recorded with Worcester County (Worcester District) Registry of Deeds in Book 21767, Page 267. These premises will be sold and conveyed subject to and with the benefit of all rights, rights of way, restrictions, easements, covenants, liens or claims in the nature of liens, improvements, public assessments, any and all unpaid taxes, tax titles, tax liens, water and sewer liens and any other municipal assessments or liens or existing encumbrances of record which are in force and are applicable, having priority over said mortgage, whether or not reference to such restrictions, easements, improvements, liens or encumbrances is made in the deed. TERMS OF SALE: A deposit of Ten Thousand ($10,000.00) Dollars by certified or bank check will be required to be paid by the purchaser at the time and place of sale. The balance is to be paid by certified or bank check at Harmon Law Offices, P.C., 150 California St., Newton, Massachusetts 02458, or by mail to P.O. Box 610389, Newton Highlands, Massachusetts 02461-0389, within thirty (30) days from the date of sale. Deed will be provided to purchaser for recording upon receipt in full of the purchase price. The description of the premises contained in said mortgage shall control in the event of an error in this publication. Other terms, if any, to be announced at the sale. JPMORGAN CHASE BANK, N.A. Present holder of said mortgage By its Attorneys, HARMON LAW OFFICES, P.C. 150 California St. Newton, MA 02458 (617)558-0500 2009022002 05/23/2025