SHERIFF'S SALE By virtue of a Writ of Execution to me directed, issued out of SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION BURLINGTON County of Burlington DOCKET NO. F-011712-24 ATTORNEY FILE NO. NJ79641FC SHERIFF # 25001643 I will sell at public sale on Thursday 9/18/2025 at 12:00 PM Prevailing Time, at the County Court Facilities, Rancocas Road, 1st Floor, Commissioner’s Board Room, Mt. Holly, New Jersey   604 SPRUCE STREET DELANCO, NJ 08075 ----- THE ESTIMATED UPSET AMOUNT FOR THE SCHEDULED SHERIFF SALE IS CURRENTLY $168,335.49. THE UPSET PRICE IS NOT THE SAME AS A PAYOFF OR JUDGMENT REDEMPTION AMOUNT. THE PROPERTY TO BE SOLD IS LOCATED IN TOWNSHIP OF DELANCO IN THE COUNTY OF BURLINGTON, AND THE STATE OF NEW JERSEY COMMONLY KNOWN AS 604 SPRUCE STREET, DELANCO, NJ 08075; TAX LOT: NO. 1.01, BLOCK: 1605 DIMENSIONS OF LOT: (APPROXIMATELY) 32.91 FEET BY 172.83 FEET NEAREST CROSS STREET: LAUREL STREET THE SHERIFF HEREBY RESERVES THE RIGHT TO ADJOURN THIS SALE WITHOUT FURTHER NOTICE THROUGH PUBLICATION. THE PROPERTY IS OWNER OCCUPIED. NO PRIOR MORTGAGES OR LIENS ARE OUTSTANDING. Surplus Money: If after the sale and satisfaction of the mortgage debt, including costs and expenses, there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person’s claim and asking for an order directing payment of the surplus money. The Sheriff or other person conducting the sale will have information regarding the surplus, if any. This does not constitute a full legal description, which can be found in the County Clerk’s Office or the Sheriff’s Office. The Sheriff is not responsible and makes no representation as to the accuracy of the affidavit of considerations submitted by the plaintiff in regards to this property. The purchaser will pay the costs of drawing and executing the deed, sheriff’s fees, costs, and commission. Judgment approximately $151,332.09 besides interest, costs, and fees. The right to adjourn this sale is specifically reserved by the undersigned. Seized as the property of DEBORAH CARSON; NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY Defendant(s): taken in execution at the suit of US BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR VRMTG ASSET TRUST Plaintiff(s): NOTICE TO THE PUBLIC AT THE TIME OF THE SALE, TWENTY PERCENT OF THE AMOUNT BID WILL BE REQUIRED AS A DEPOSIT, BY THE PURCHASER, IN CASH, CERTIFIED, TREASURER’S, OR CASHIERS CHECK ONLY. THE BALANCE IS DUE TWO WEEKS FROM THE DATE OF SALE, IN CASH OR CERTIFIED, TREASURE’S, OR CASHIERS CHECK ONLY. IN CERTAIN CASES, AT THE TIME OF THE SALE THREE- AND ONE-HALF PERCENT (3.5%) OF THE AMOUNT BID AS A DEPOSIT, IN CASH, CERTIFIED TREASURER’S OR CASHIERS CHECK ONLY. THE BALANCE IS DUE NINETY DAYS (90) FROM DATE OF SALE IN CASH OR CERTIFIED, TREASURER’S OR CASHIER’S CHECK OR SHALL BE BY WIRE TRANSFER TO THE BURLINGTON COUNTY SHERIFF. IF THE BALANCE OF THE PURCHASE PRICE IS TO BE FINANCED, BIDDER MUST PRESENT AT SALE PRE-APPROVAL DOCUMENTATION FROM AN INSTITUTION REGULATED BY THE DEPARTMENT OF BANKING AND INSURANCE OR FEDERAL BANKING AGENCY AS DEFINED IN THE NEW JERSEY RESIDENTIAL MORTGAGE LENDING ACT. THOSE PERMITTED TO PAY THREE- AND ONE-HALF PERCENT DEPOSIT (3.5%) SHALL BE THE FOLLOWING IN ORDER OF PRIORITY: 1. THE FORECLOSED UPON DEFENDANT, THE FORECLOSED UPON DEFENDANT’S NEXT OF KIN OR TENANT, MEETING THE ABOVE REQUIREMENTS, SHALL HAVE RIGHT OF FIRST REFUSAL TO PURCHASE THE PROPERTY; (only available for the initial sale unless the sale is delayed) 2. AN INDIVIDUAL, MEETING THE ABOVE REQUIREMENTS WHO INTENDS TO OCCUPY THE PROPERTY AS HIS PRIMARY RESIDENCE FOR NO LESS THAN EIGHTY-FOUR (84) MONTHS; 3. A NONPROFIT COMMUNITY DEVELOPMENT CORPORATION WHO HAS A WRITTEN AGREEMENT WITH THE FORECLOSED UPON DEFENDANT, THE NEXT OF KIN OF THE FORECLOSED UPON DEFENDANT OR TENANT OF THE FORECLOSED UPON PROPERTY; 4. A NONPROFIT COMMUNITY DEVELOPMENT CORPORATION WHO HAS COMPLETED A 1023 FILING WITH UNITED STATES INTERNAL REVENUE SERVICE, STATING THE CORPORATION’S MISSION INCLUDES COMMUNITY REVITALIZATION AND THE CREATION OR PRESERVATION OF AFFORDABLE HOUSING. 5. A TENANT OR A SUCCESSFUL BIDDER WHO IS NEITHER THE PLAINTIFF NOR THE FORECLOSED UPON DEFENDANT OR HIS NEXT OF KIN AND WHO INTENDS TO OCCUPY THE PROPERTY AS HIS PRIMARY RESIDENCE FOR A MINIMUM OF EIGHTY FOUR (84) MONTHS AND FINANCES THE PURCHASE OF THE PROPERTY AND PAYS A THREE AND ONE HALF (3.5) PERCENT DEPOSIT SHALL HAVE RECEIVED EIGHT (8) HOURS OF HOMEBUYER EDUCATION AND COUNSELING THROUGH A UNITED STATES DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD) CERTIFIED HOUSING COUNSELING AGENCY, AND SHALL PRESENT A CERTIFICATE OF COMPLETION OR PROOF OF ENROLLMENT IN THE PROGRAM TO THE SHERIFF. IF YOU INTEND TO BID UNDER THE COMMUNITY WEALTH PRESERVATION PROGRAM, WE ASK THAT YOU PLEASE SUBMIT ANY NECESSARY DOCUMENTS TO THE SHERIFF’S OFFICE THREE DAYS PRIOR TO THE SALE. To be sold by: James H. Kostoplis, Sheriff   Attorney (s): KML LAW GROUP, P.C. 215-627-1322 (PA) Dated: 8/14/2025 8/21, 8/28, 9/4, 9/11/2025 Prs. Adv. Fee: $287.68