SHERIFF'S SALE By virtue of a Writ of Execution to me directed, issued out of SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION BURLINGTON County of Burlington DOCKET NO. F-001904-25 ATTORNEY FILE NO. NJ202500000042 SHERIFF # 25001656 I will sell at public sale on Thursday 9/18/2025 at 12:00 PM Prevailing Time, at the County Court Facilities, Rancocas Road, 1st Floor, Commissioner’s Board Room, Mt. Holly, New Jersey   49 BONNIE LANE WILLINGBORO, NJ 08046 ----- UPSET PRICE: $286,730.53, GOOD THROUGH JANUARY 5, 2026, AND ANY ADDITIONAL SUMS AS ORDERED BY THE COURT. PROPERTY TO BE SOLD IS LOCATED IN: TOWNSHIP OF WILLINGBORO, COUNTY OF BURLINGTON, IN THE STATE OF NEW JERSEY. PREMISES COMMONLY KNOWN AS: 49 BONNIE LN, WILLINGBORO, NJ 08046. TAX LOT # 15, BLOCK # 229 APPROXIMATE DIMENSIONS: 65' X 100' NEAREST CROSS STREET: LEVITTOWN PARKWAY A FULL LEGAL DESCRIPTION CAN BE FOUND AT THE OFFICE OF THE REGISTER. TAXES AND OTHER ENCUMBRANCES: 3RD QUARTER OF 2025 OPEN BALANCE IN THE AMOUNT OF $1,562.83* WATER/SEWER — PLAINTIFF IS UNABLE TO CONFIRM THESE AMOUNTS. PROSPECTIVE PURCHASERS MUST CONDUCT THEIR OWN INVESTIGATION TO DETERMINE THE SAME. *PLUS, INTEREST ON THESE FIGURES THROUGH DATE OF PAYOFF AND ANY AND ALL SUBSEQUENT TAXES, WATER AND SEWER AMOUNTS. OCCUPANCY STATUS: OCCUPANCY STATUS AT THE PROPERTY IS UNKNOWN. THIS SALE IS SUBJECT TO THE RIGHT OF REDEMPTION OF THE FEDERAL GOVERNMENT. SUBJECT TO THE CONDITIONS OF SALE AS SET FORTH BY THE SHERIFF WHO RESERVES THE RIGHT TO ADJOURN THE SALE WITHOUT FURTHER NOTICE THROUGH PUBLICATION. SUBJECT TO: SUCH FACTS AS AN ACCURATE SURVEY AND PHYSICAL INSPECTION OF THE PREMISES MAY REVEAL, EASEMENTS AND RESTRICTIONS OF RECORD, IF ANY; UNPAID TAXES, ASSESSMENTS, WATER AND SEWER LIENS, IF ANY, RIGHTS OF TENANTS AND OCCUPANTS, IF ANY, STATE AND MUNICIPAL ORDINANCES, STATUTES AND REGULATIONS, INCLUDING ZONING ORDINANCES; ANY OUTSTANDING TAXES, WATER AND SEWER WITH INTEREST THROUGH THE DATE OF PAYOFF; IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. TI-E PURCHASER SHALL HAVE NO FURTHER RECOURSE, INCLUDING ANY COSTS AND EXPENSES, INCLUDING ATTORNEYS' FEES, FOR BIDDING UPON THE PROPERTY, AGAINST THE MORTGAGEE, OR THE MORTGAGEE'S ATTORNEY, THE OUTSTANDING TAXES, LIENS AND/ OR ENCUMBRANCES DISCLOSED IN THIS PUBLICATION ARE ACCURATE AS OF THE DATE OF SUBMISSION TO THE SHERIFF ONLY. IT IS THE RESPONSIBILITY OF ANY POTENTIAL BIDDER AT SALE TO DETERMINE THE AMOUNT DUE, WHICH CAN BE OBTAINED FROM THE LOCAL TAXING AUTHORITY. PLAINTIFF HAS NO OBLIGATION TO FURTHER INVESTIGATE, PUBLISH OR ANNOUNCE ANY SUBSEQUENTLY ACCRUING TAXES, LIENS AND/ OR ENCUMBRANCES. THIRD PARTY BIDDERS EXPRESSLY AGREE AND RECOGNIZE THAT THEY WILL TAKE TITLE SUBJECT TO THE EXISTENCE OF ANY SUBSEQUENTLY ACCRUING TAXES, LIENS AND / OR ENCUMBRANCES AND ABSOLUTELY AND UNEQUIVOCALLY RELEASE ANY RIGHT TO CHALLENGE THE VALIDITY OF THE SALE BASED ON THE EXISTENCE OF SAME. NO PRIOR MORTGAGES OR LIENS ARE OUTSTANDING. Surplus Money: If after the sale and satisfaction of the mortgage debt, including costs and expenses, there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person’s claim and asking for an order directing payment of the surplus money. The Sheriff or other person conducting the sale will have information regarding the surplus, if any. This does not constitute a full legal description, which can be found in the County Clerk’s Office or the Sheriff’s Office. The Sheriff is not responsible and makes no representation as to the accuracy of the affidavit of considerations submitted by the plaintiff in regards to this property. The purchaser will pay the costs of drawing and executing the deed, sheriff’s fees, costs, and commission. Judgment approximately $256,949.22 besides interest, costs, and fees. The right to adjourn this sale is specifically reserved by the undersigned. Seized as the property of KATHLEEN HORNSBY; UNITED STATES OF AMERICA; STATE OF NEW JERSEY; and MICHAEL J. HATRAK DMD PA Defendant(s): taken in execution at the suit of BANK OF AMERICA, N.A. Plaintiff(s): NOTICE TO THE PUBLIC AT THE TIME OF THE SALE, TWENTY PERCENT OF THE AMOUNT BID WILL BE REQUIRED AS A DEPOSIT, BY THE PURCHASER, IN CASH, CERTIFIED, TREASURER’S, OR CASHIERS CHECK ONLY. THE BALANCE IS DUE TWO WEEKS FROM THE DATE OF SALE, IN CASH OR CERTIFIED, TREASURE’S, OR CASHIERS CHECK ONLY. IN CERTAIN CASES, AT THE TIME OF THE SALE THREE- AND ONE-HALF PERCENT (3.5%) OF THE AMOUNT BID AS A DEPOSIT, IN CASH, CERTIFIED TREASURER’S OR CASHIERS CHECK ONLY. THE BALANCE IS DUE NINETY DAYS (90) FROM DATE OF SALE IN CASH OR CERTIFIED, TREASURER’S OR CASHIER’S CHECK OR SHALL BE BY WIRE TRANSFER TO THE BURLINGTON COUNTY SHERIFF. IF THE BALANCE OF THE PURCHASE PRICE IS TO BE FINANCED, BIDDER MUST PRESENT AT SALE PRE-APPROVAL DOCUMENTATION FROM AN INSTITUTION REGULATED BY THE DEPARTMENT OF BANKING AND INSURANCE OR FEDERAL BANKING AGENCY AS DEFINED IN THE NEW JERSEY RESIDENTIAL MORTGAGE LENDING ACT. THOSE PERMITTED TO PAY THREE- AND ONE-HALF PERCENT DEPOSIT (3.5%) SHALL BE THE FOLLOWING IN ORDER OF PRIORITY: 1. THE FORECLOSED UPON DEFENDANT, THE FORECLOSED UPON DEFENDANT’S NEXT OF KIN OR TENANT, MEETING THE ABOVE REQUIREMENTS, SHALL HAVE RIGHT OF FIRST REFUSAL TO PURCHASE THE PROPERTY; (only available for the initial sale unless the sale is delayed) 2. AN INDIVIDUAL, MEETING THE ABOVE REQUIREMENTS WHO INTENDS TO OCCUPY THE PROPERTY AS HIS PRIMARY RESIDENCE FOR NO LESS THAN EIGHTY-FOUR (84) MONTHS; 3. A NONPROFIT COMMUNITY DEVELOPMENT CORPORATION WHO HAS A WRITTEN AGREEMENT WITH THE FORECLOSED UPON DEFENDANT, THE NEXT OF KIN OF THE FORECLOSED UPON DEFENDANT OR TENANT OF THE FORECLOSED UPON PROPERTY; 4. A NONPROFIT COMMUNITY DEVELOPMENT CORPORATION WHO HAS COMPLETED A 1023 FILING WITH UNITED STATES INTERNAL REVENUE SERVICE, STATING THE CORPORATION’S MISSION INCLUDES COMMUNITY REVITALIZATION AND THE CREATION OR PRESERVATION OF AFFORDABLE HOUSING. 5. A TENANT OR A SUCCESSFUL BIDDER WHO IS NEITHER THE PLAINTIFF NOR THE FORECLOSED UPON DEFENDANT OR HIS NEXT OF KIN AND WHO INTENDS TO OCCUPY THE PROPERTY AS HIS PRIMARY RESIDENCE FOR A MINIMUM OF EIGHTY FOUR (84) MONTHS AND FINANCES THE PURCHASE OF THE PROPERTY AND PAYS A THREE AND ONE HALF (3.5) PERCENT DEPOSIT SHALL HAVE RECEIVED EIGHT (8) HOURS OF HOMEBUYER EDUCATION AND COUNSELING THROUGH A UNITED STATES DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD) CERTIFIED HOUSING COUNSELING AGENCY, AND SHALL PRESENT A CERTIFICATE OF COMPLETION OR PROOF OF ENROLLMENT IN THE PROGRAM TO THE SHERIFF. IF YOU INTEND TO BID UNDER THE COMMUNITY WEALTH PRESERVATION PROGRAM, WE ASK THAT YOU PLEASE SUBMIT ANY NECESSARY DOCUMENTS TO THE SHERIFF’S OFFICE THREE DAYS PRIOR TO THE SALE. To be sold by: James H. Kostoplis, Sheriff   Attorney (s): STERN & EISENBERG PC 732-582-6344 Dated: 8/15/2025 8/21, 8/28, 9/4, 9/11/2025 Prs. Adv. Fee: $390.60