Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Branch County, starting promptly at 10:00 AM on SEPTEMBER 18, 2025. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a mortgage made by Brian Smullen and Patti Smullen, husband and wife, to Mortgage Electronic Registration Systems, Inc., as nominee for Homecomings Financial Network, Inc., Mortgagee, dated October 13, 2005 and recorded November 1, 2005 in Liber 1099, Page 445 Branch County Records, Michigan. Said mortgage is now held by U.S. Bank National Association, as Trustee for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2005-KS11, by assignment. There is claimed to be due at the date hereof the sum of Fifty-Four Thousand Fourteen and 16/100 Dollars ($54,014.16). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue at the place of holding the circuit court within Branch County, Michigan at 10:00 AM on SEPTEMBER 18, 2025. Said premises are located in the City of Coldwater, Branch County Michigan, and are described as: LOT 53 OF IRWIN PARK MANOR NO. 1, ACCORDING TO THE PLAT THEREOF RECORDED IN LIBER 4 OF PLATS, PAGE 57 OF BRANCH COUNTY RECORDS. 146 Central Park Drive, Coldwater, Michigan 49036 The redemption period shall be 12 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: August 21, 2025 File No. 25-010624 Firm Name: Orlans Law Group PLLC Firm Address: 1650 West Big Beaver Road, Troy MI 48084 Firm Phone Number: (248) 502.1400   1570000 (08-21)(09-11) Invoice Date: 09/11/2025