Robertson, Anschutz, Schneid & Crane, LLC 11350 McCormick Road, EP 1, Suite 302 Hunt Valley, MD 21031 470-321-7112 TRUSTEES' SALE OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS 104 W HIGH STREET HANCOCK, MD 21750 Under a power of sale contained in that Deed of Trust dated May 6, 2022, and recorded in Liber 7013, folio 157, of the land records of WASHINGTON COUNTY , with an original principal balance of $157,102.00, default having occurred under the terms thereof, the appointed Substitute Trustees will offer for sale at public auction at THE WASHINGTON COUNTY COURTHOUSE LOCATED AT 95 W. WASHINGTON STREET, HAGERSTOWN, MD 21740 ON, SEPTEMBER 17, 2025 at 2:45 PM ALL THAT FEE SIMPLE LOT OF GROUND together with any buildings or improvements thereon situated in WASHINGTON COUNTY, MD, located at the above address and more fully described in the aforementioned Deed of Trust. TAX ID# - 05-008530 The property and improvements will be sold in an "AS IS" physical condition without warranty of any kind and subject to all conditions, restrictions and agreements of record affecting the same, including any condominium or homeowners association assessments pursuant to MD Real Property Article § 11-110 and § 11B-117 . TERMS OF SALE: A non-refundable bidder's deposit of $15,000.00 by cashier's/certified check or such other form as the Substitute Trustee may determine, in their sole discretion, required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. The balance of the purchase price together with interest thereon at 4.875% per annum from date of sale to receipt of purchase price by Substitute Trustees must be paid by cashier's check within 10 days after final ratification of sale. The noteholder shall not be obligated to pay interest if it is the purchaser. There will be no abatement of interest due from the purchaser in the event that additional funds are tendered before settlement or if settlement is delayed for any reason. All real estate taxes and other public charges and/or assessments to be adjusted as of the date of sale and thereafter assumed by purchaser. If applicable, any condominium and/or homeowners association dues and assessments that may become due after the date of sale shall be purchaser's responsibility. Purchaser shall pay all transfer, documentary and recording taxes/fees and all other settlement costs. Purchaser is responsible for obtaining possession of the property. Time is of the essence for the purchaser. If purchaser defaults, deposit will be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney's fees of both sales. If Substitute Trustees do not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a bankruptcy was filed; forbearance, repayment or other agreement was entered into; or loan was reinstated or paid off. In any such event this sale shall be null and void and purchaser's sole remedy shall be return of deposit without interest. File No. (25-307096) KEITH YACKO, DAVID WILLIAMSON, Substitute Trustees Harvey West Auctioneers 300 E. Joppa Rd Hampton Plaza-Suite 1103 Baltimore, MD 21286 www.hwestauctions.com 410-769-9797 8/29, 9/5, 9/12/25 #11525782