NOTICE OF SALE UNDER POWER FORECLOSURE NOTICE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Mortgage from GARRIT TERRELL AND GRACE TERRELL, HUSBAND AND WIFE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS MORTGAGEE, AS NOMINEE FOR GMFS LLC, on the 2nd day of August, 2024, said mortgage recorded in the Office of the Judge of Probate of Etowah County, Alabama, on August 7, 2024, at Instrument Number 3578364, Etowah County, Alabama Records, said Mortgage having subsequently been transferred and assigned to PennyMac Loan Services, LLC, by instrument recorded in the aforesaid Probate Office; notice is hereby given that the undersigned PennyMac Loan Services, LLC, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash at the main entrance to the Etowah county courthouse located at 800 Forrest Avenue, Gadsen, AL 35901 in Gadsden, Etowah County, Alabama, on October 16, 2025, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Etowah County, Alabama, to-wit:   ALL THAT CERTAIN LOT OR PARCEL OF LAND SITUATED IN THE COUNTY OF ETOWAH, STATE OF ALABAMA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: LOTS FOUR (4), FIVE (5) AND SIX (6) IN PLOT "A" OF BARRY ACRES SUBDIVISION ACCORDING TO THE SURVEY AND PLAT OF SAME AS APPEARS IN PLAT BOOK "H", PAGE 86, IN THE PROBATE OFFICE OF ETOWAH COUNTY, ALABAMA. LESS AND EXCEPT: A PORTION OF LOT 4, PLOT "A", BARRY ACRES SUBDIVISION AS RECORDED IN PLAT BOOK H, PAGE 86, IN THE JUDGE OF PROBATE OFFICE IN ETOWAH COUNTY, ALABAMA, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A 5/8" REBAR IRON FOUND AT THE NORTHWEST CORNER OF SAID LOT 4; THENCE ALONG THE NORTH LINE OF SAID LOT, S89°41'05"E A DISTANCE OF 189.71 FEET TO A 5/8" SOLID STOCK IRON FOUND, ON THE WESTERLY RIGHT-OF-WAY (60') OF BROADWELL ROAD, AT THE NORTHEAST CORNER OF SAID LOT 4; THENCE LEAVING SAID NORTH LOT LINE AND ALONG SAID RIGHT-OF-WAY, A CHORD BEARING S01°39'51"W A CHORD DISTANCE OF 99.29 FEET TO A 5/8" REBAR IRON FOUND AT THE SOUTHEAST CORNER OF SAID LOT 4; THENCE LEAVING SAID RIGHT-OF-WAY, N80°15'35"W A DISTANCE OF 191.62 FEET TO AN IRON PIN SET ON THE WEST LINE OF SAID LOT 4; THENCE ALONG SAID LOT LINE, N01°43'01"E A DISTANCE OF 67.90 FEET TO THE POINT OF BEGINNING, LESS AND EXCEPT ANY EASEMENTS OR RIGHTS-OF-WAY, AND BEING A PORTION OF LOT 4, PLOT "A", BARRY ACRES SUBDIVISION AS RECORDED IN PLAT BOOK H, PAGE 86, IN THE JUDGE OF PROBATE OFFICE IN ETOWAH COUNTY, ALABAMA. SAID TRACT LOCATED IN THE S ½ OF THE NW ¼ OF THE SE ¼ OF SECTION 3, TOWNSHIP 10 SOUTH, RANGE 5 EAST OF THE HUNTSVILLE MERIDIAN, ETOWAH COUNTY, ALABAMA. Said legal description being controlling, however the property is more commonly known as 601 BROADWELL RD, BOAZ, AL 35956. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the Office of the Judge of Probate in the county where the above-described property is situated. This property will be sold subject to the right of redemption of all parties entitled thereto and subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable). This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation. PennyMac Loan Services, LLC, Mortgagee/Transferee THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin, LLC, Attorney for Mortgagee/Transferee 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. PNY-25-03749-1 Ad Run Dates: 09/03/2025, 09/10/2025, 09/17/2025  rlselaw.com/property-listing