Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the Circuit Court in Branch County, starting promptly at 10:00 AM, on October 2, 2025. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Name(s) of the mortgagor(s): Charles A. Pinard and Debra A. Pinard, as Husband and Wife Original Mortgagee: Silver Hill Financial, LLC Foreclosing Assignee: Bayview Loan Servicing, LLC Date of Mortgage: June 27, 2006 Date of Mortgage Recording: July 3, 2006 Amount claimed due on mortgage on the date of notice: $169,364.86 Description of the mortgaged premises: Situated in the Township of Coldwater, Branch County, Michigan, and are described as: PARCEL 1: Commencing at the Southeast corner of Section 9, Town 6 South, Range 6 West, Coldwater Township, Branch County, Michigan; thence due North along the East line of said Section 9, a distance of 1112.20 feet; thence North 89 degrees 02 minutes 09 seconds West 250.00 feet to the point of beginning of this description, the boundary runs thence North 89 degrees 02 minutes 09 seconds West 402.54 feet; thence North 00 degrees 20 minutes 48 seconds East 216.62 feet to the North line of the Southeast ¼ of the Southeast ¼ of said Section 9 as occupied; thence South 89 degrees 02 minutes 09 seconds East along said North line, 401.29 feet; thence due South 216.70 feet to the point of beginning. PARCEL 2: Beginning at a point on the East line of Section 9, Town 6 South, Range 6 West, Coldwater Township, Branch County, Michigan, distant due North 1112.20 feet from the Southeast corner of said Section 9; thence North 89 degrees 02 minutes 09 seconds West (recorded as North 89 degrees 10 minutes West) 250.00 feet; thence due North 216.70 feet to the North line of the Southeast ¼ of the Southeast ¼ of said Section 9 as occupied; thence South 89 degrees 02 minutes 09 seconds East (recorded as South 89 degrees 10 minutes East) along said North line 250 feet to said East Section line; thence due South along said East Section line 216.70 feet to the point of beginning. EXCEPT the East 50.00 feet for public roadway right of way. Commonly Known as: 524 North Marshall, Coldwater, MI 49036 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(16) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention Purchaser: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: 09/04/2025 Potestivo & Associates, P.C. 251 Diversion Street, Rochester, MI 48307 248-853-4400 318930   1570793 (09-04)(09-25) Invoice Date: 09/25/2025