10 Westwood Road LEGAL NOTICE MORTGAGEE’S NOTICE OF SALE OF REAL ESTATE 10 Westwood Road, Lexington, Massachusetts 02420 By virtue and in execution of the Power of Sale contained in a certain mortgage (the “Mortgage”) given by REBECCA SPOERRI BOWMAN to BERKSHIRE BANK, a Massachusetts banking corporation (now known as BEACON BANK & TRUST, successor by merger to BERKSHIRE BANK)(the “Mortgagee”) dated November 12, 2014, and recorded with the Middlesex County (Southern District) Registry of Deeds in Book 64519, Page 365, of which the undersigned is the present holder, for breach of the conditions of the Mortgage and for the purpose of foreclosing the same, there will be sold at Public Auction at 11:00 A.M. on the 1st day of October 2025, at the mortgaged premises known as 10 Westwood Road, Lexington, Massachusetts 02420, all and singular, the premises described in the Mortgage (the “Mortgaged Premises”), to wit:   “the following described property: See Exhibit A, which is attached to this open end morgage [sic] as fully set forth herein. The property is located in MIDDLESEX at 10 WESTWOOD RD., LEXINGTON, Massachusetts 02420-1834.   Together with rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at any time in the future, be part of the real estate described above (all referred to as to “Property”).”   Exhibit A to the Mortgage reads as follows: “Exhibit A – Property Description Closing Date: November 12, 2014 Borrower(s): Rebecca Spoerri Bowman Property Address: 10 Westwood Road, Lexington, MA 02420   A certain parcel of land, with the buildings thereon, situated on Westwood Road, Lexington, Middlesex County, Massachusetts, being shown as Lot 17 on a plan entitled, “Plan of Lots in Lexington, Mass.” dated May 20, 1953 by Albert A. Miller & Wilbur C. Nylander, C.E. & Surveyor, duly recorded with the Middlesex South District Registry of Deeds, as Plan No. 1482 of 1953, end of Book 8124, to which plan reference is hereby made for a more particular description and containing 21,590 square feet of land, according to said plan. Said premises is conveyed subject to and together with any and all easements, rights of way and restrictions of record insofar as the same are now in force and applicable.   Being the same premises conveyed to the Mortgagor(s) by deed from Rebecca Spoerri Bowman and Daniel Bowman and recorded with Middlesex South Registry of Deeds HEREWITH.   Subject to a First Mortgage to Berkshire Bank, N.A. in the original principal amount of $1.000,000.00 and recorded with the Middlesex South Registry of Deeds HEREWITH.”[Book 64519, Page 349]   In the event of any typographical error set forth herein in the legal description of the Mortgaged Premises, the description as set forth and contained in the Mortgage shall control by reference. The Mortgaged Premises will be sold subject to and, with the benefit of, all senior mortgages, restrictions, easements, improvements, leaseholds, tenancies, occupants, outstanding tax titles, municipal or other public taxes, liens, or other claims in the nature of liens, and existing encumbrances of record having priority over the Mortgage. The Mortgagee makes no representations concerning the condition of the Mortgaged Premises or its compliance with applicable zoning, building, sanitary or other state and/or municipal regulations.   TERMS OF SALE: TWENTY THOUSAND DOLLARS ($20,000.00) will be required to be paid in cash, certified or bank check with no intervening endorsements at the time and place of sale. In the event that the successful bidder at the foreclosure sale shall default in purchasing the Mortgaged Premises according to the terms of this Notice of Sale and/or the terms of the Memorandum of Sale executed at the time of foreclosure, the Mortgagee reserves the right to sell the property by Foreclosure Deed to the second highest bidder, providing that said second highest bidder shall deposit with the Mortgagee’s attorneys, MARTIN LAW OFFICES, P.C., 36 Cliffwood Street, Lenox, Massachusetts 01240, the amount of the required deposit as set forth herein within three (3) business days after written notice of the default of the previous highest bidder and title shall be conveyed to the said second highest bidder within twenty (20) days of said written notice. If the second highest bidder declines to purchase the Mortgaged Premises, the Mortgagee reserves the right to purchase the within described property at the amount bid by the second highest bidder.   The Mortgagee reserves the right to postpone the sale to a later date by public proclamation at the time and date appointed for the sale and to further postpone at any adjourned sale date by public proclamation at the time and date appointed for the adjourned sale. The Foreclosure Deed of the Mortgage Premises shall be delivered and the balance of the purchase price paid within twenty (20) days of the Public Auction. The successful bidder will be required to execute a Memorandum of Foreclosure Sale containing the above terms at the time and place of sale. Other terms, if any, to be announced at the time and place of sale. Present holder of said mortgage: BEACON BANK & TRUST successor by merger to Berkshire Bank Attorney for the Mortgagee: William E. Martin MARTIN LAW OFFICES, P.C. 36 Cliffwood Street Lenox, Massachusetts 01240 Telephone (413) 347-8962 AD#11603375 Lexington 09/04,09/11,09/18/2025