TS#: 2025-17034-TN Notice Of Substitute Trustee's Sale Whereas, Abby Lawrence, who acquired title as a married woman, now single, by Deed of Trust (the "Deed of Trust"), dated 2/28/2018 and of record in Deed Book 1655, Pages 1450-1471, and as Instrument Number 2134491, in Register's Office of Rutherford County, Tennessee, conveyed to Mark Rosser, Trustee, and the subject Deed of Trust was modified by Loan Modification recorded as Instrument No. 2457190, in Book 2270, Pages 3561-3569 and recorded on 08/09/2022, and further modified by Loan Modification recorded as Instrument No. 2482372, in Book 2316, Pages 3193-3201, and recorded on 2/7/2023, and further modified by Loan Modification recorded as Instrument No. 2523340, in Book 2395, Pages 2099-2107, and recorded on 11/29/2023, and further modified by Loan Modification recorded as Instrument No. 2545737, in Book 2438, Pages 2255-2263, and recorded on 05/23/2024, and further modified by Loan Modification recorded as Instrument No. 2570089, in Book 2487, Pages 1365-1373, and recorded on 11/12/2024, the hereinafter described real property to secure the payment of a certain Promissory Note (the "Note") described in the Deed of Trust, which Note was payable to Freedom Mortgage Corporation, and subsequently assigned to Freedom Mortgage Corporation, and Whereas, Nestor Solutions of Tennessee, LLC has been duly appointed Substitute Trustee by the owner and holder of the Note by instrument recorded in Deed Book 2567, Pages 1382-1384, and as Instrument Number 2610819 in Register's Office of Rutherford County, Tennessee; and Whereas, default has been made in the payment of the Note; and Whereas, the owner and holder of the Note has demanded that the hereinafter described real property be advertised and sold in satisfaction of the indebtedness and costs of foreclosure in accordance with the terms and provisions of the Note and Deed of Trust. The notice requirements of T.C.A. §35-5-101 and 35-5-104 have been satisfied. Now, Therefore, notice is hereby given that an agent of Nestor Solutions of Tennessee, LLC, Substitute Trustee, pursuant to the power, duty, and authority vested in and conferred by the Deed of Trust, will proceed to sell the below-mentioned property on 10/9/2025, at 11:00 AM at the Auction.com Room at the DoubleTree by Hilton Murfreesboro, 1850 Old Fort Parkway, Murfreesboro, TN 37129, to the highest call bidder for cash free from all legal, equitable and statutory rights of redemption, exemptions of homestead, rights by virtue of marriage, and all other exemptions of every kind, all of which have been waived in the Deed of Trust, certain real property located in Rutherford County, Tennessee, described as follows: All The Following Described Real Property Situated In The County Of Rutherford, And State Of Tennessee, As Follows: Being Lot No. 168, Phase One, Section "C", On The Plan Of Heritage Valley As Shown By Plat Of Record In Plat Book 14, Page 128, Of The Register's Office Of Rutherford County, Tennessee, To Which Plat Reference Is Hereby Made For A More Complete And Accurate Description Of Said Lot. The street address of the above-described property is believed to be 137 Heritage Cir, La Vergne, TN 37086, but if such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Owner of Property: Abby Lawrence, a married woman Secretary of Housing and Urban Development, Book 2270, Pages 3554-3560, and Instrument # 2457189 Secretary of Housing and Urban Development, Book 2395, Pages 2092-2098, and Instrument # 2523339 The sale is subject to occupant(s) rights in possession of the premises. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the purchase price. The purchaser shall have no further record against the grantor, the grantee or the trustee. Internet Posting Website: https://BetterChoiceNotices.com Publication Dates: 9/11/2025 and 9/18/2025 Nestor Solutions of Tennessee, LLC, Substitute Trustee 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 TS#: 2025-17034-TN September 11, 18 2025 LOKR0365543