Superior Court of New Jersey, Chancery Division, Ocean County, Docket No. F-008326-25 DAVID A. IRVING, DECEASED, HIS OR HER HEIRS, DEVISEES AND PERSONAL REPRESENTATIVES, AND HIS, HERS, THEIR OR ANY OF THEIR SUCCESSORS IN RIGHT, TITLE AND INTEREST YOU ARE HEREBY SUMMONED AND REQUIRED to serve upon Gross Polowy LLC, attorneys for plaintiff, whose address is 95 Mount Bethel Road, Suite 3, Warren, NJ 07059, an answer to the Foreclosure Complaint, amended complaint and amendment(s) and order(s), if any, filed in a Civil Action, in which Freedom Mortgage Corporation is plaintiff and DAVID A. IRVING, DECEASED, AND HIS OR HER HEIRS,AND DEVISEES AND PERSONAL REPRESENTATIVES, AND HIS, HERS, THEIR OR ANY OF THEIR SUCCESSORS IN RIGHT, TITLE AND INTEREST et als. are defendants pending in the Superior Court of New Jersey, Chancery Division, Ocean County, under Docket No. F-008326-25 within (35) days after the date of publication of this notice, exclusive of such date of service. If you fail to do so, judgment by default may be rendered against you for the relief demanded in the Foreclosure Complaint, amended complaint and amendment(s) and order(s), if any. You shall file your Answer and Proof of Service in duplicate with the Clerk of the Superior Court of New Jersey, Hughes Justice Complex, 25 West Market Street, Trenton, NJ 08625, in accordance with the Rules of Civil Practice and Procedure. YOU ARE JOINED as a party defendant to this foreclosure action by virtue of the Following: The Heirs, devises and personal representatives of DAVID A. IRVING, Borrower, deceased, and his, their or any of their successors in right, title or interest are hereby named party defendants to this foreclosure action as a precaution for any lien, claim or interest they may have in, to or on the mortgaged premises in the event that there are any unknown heirs not disclosed by our surrogate search through the Ocean County Surrogate's Office on DAVID A. IRVING, deceased. DAVID A. IRVING, his or her heirs, devisees and personal representatives and his, hers, their, or any of their, successors in right, title and interest have been added as party defendants in order to obtain In Rem Jurisdiction over the unknown heirs, and to extinguish any interest that he/ she/ it has or may have in and to the Mortgaged Property as heir to the Estate of David A. Irving, DAVID A. IRVING was an original obligor under the Loan Documents, whose indebtedness was secured by the mortgage being foreclosed herein and to extinguish any interest that he/ she/ it has or may have in and to the Mortgaged property. David A. Irving, his or her heirs, devisees and personal representatives and his, hers, their, or any of their, successors in right, title and interest have been are hereby named party defendants to this foreclosure action as a precaution for any lien, claim or interest they may have in, to or on the mortgaged premises in the event that there are any unknown heirs not disclosed by our surrogate search through the Ocean County Surrogate's Office on DAVID A. IRVING, deceased. This Action has been instituted for the purpose of: (1) foreclosing a mortgage dated October 11, 2022 made by DAVID A. IRVING as mortgagor(s) to K. Hovnanian American Mortgage, LLC, its successors and assigns, recorded on October 17, 2022 in Mortgage Book 19198, page 439 for Ocean County, and said mortgage was subsequently assigned to Plaintiff (2) to recover possession of the mortgage premises commonly known as: 101 SANDPIPER LANE, LITTLE EGG HARBOR TOWNSHIP, NJ 08087. Said property address being Block 172 Lot 9.25 as shown on the Tax Map of City of Little Egg Harbor Township, County of Ocean, and State of New Jersey; If you are unable to obtain an attorney, you may contact the New Jersey Bar Association at 732-249-5000. You may also contact the Lawyer Referral Service of the County of your residence, or the County in which the action is pending, by calling (732) 240-3666, or, if there is none in either County, the Lawyer Referral Service of an adjacent County. If you cannot afford an attorney, you may communicate with the Legal Services Office of the County of your residence, or the County in which the action is pending, by calling (732) 341-2727 or the Legal Services of New Jersey statewide toll free hotline at 1-888-LSNJ-LAW (1-888-576-5529). A directory of the addresses of each deputy clerk of the Superior Court is available in the Civil Division Management Office in the county in which this action is venued and online at https://www.judiciary.state.nj.us/forms/10153_deptyclerklawref.pdf YOU, DAVID A. IRVING,AND DECEASED,AND HIS OR HER HEIRS, AND DEVISEES AND PERSONAL REPRESENTATIVES, AND HIS, HERS, THEIR OR ANY OF THEIR SUCCESSORS IN RIGHT, TITLE AND INTEREST, each of you are hereby made a party defendant(s) to this foreclosure action because you have or may claim to have some right, title, lien or other interest affecting the real estate being foreclosed, by virtue of ownership, inheritance, descent, intestacy, devise, dower, curtsey, mortgage, deed, or conveyance, judgment or other legal or lawful right. The nature of which and the reason that you and each of you are joined as defendant is set forth with particularity in the foreclosure complaint/amended complaint, amendment(s), order(s), if any, a copy of which will be furnished to you upon a request addressed to the attorneys for Plaintiff at the above mentioned address. Dated: September 12, 2025 Michelle M. Smith, Clerk of the Superior Court 87274 September 12 2025 LNYS0366559 $80.96