IN THE CIRCUIT COURT OF THE FOURTEENTH JUDICIAL CIRCUIT OF FLORIDA IN AND FOR BAY COUNTY  GENERAL JURISDICTION DIVISION CASE NO. 25000500CA   PENNYMAC LOAN SERVICES, LLC, Plaintiff, vs. SCOTT NICHELSON, et al., Defendant.   NOTICE OF ACTION To: SCOTT NICHELSON, 2924 SYRACUSE AVE, PANAMA CITY, FL 32405 UNKNOWN SPOUSE OF SCOTT NICHELSON, 2924 SYRACUSE AVE, PANAMA CITY, FL 32405 BRIANA NICHELSON, 2924 SYRACUSE AVE, PANAMA CITY, FL 32405 LAST KNOWN ADDRESS STATED, CURRENT RESIDENCE UNKNOWN YOU ARE HEREBY NOTIFIED that an action to foreclose Mortgage covering the following real and personal property described as follows, to-wit: COMMENCE AT THE NORTHWEST CORNER OF LOT 5, BLOCK 11, HIGHLAND CITY PLAT, AS RECORDED IN PLAT BOOK 4, PAGE 28, OF THE OFFICE OF THE CLERK OF THE CIRCUIT COURT OF BAY COUNTY, FLORIDA; THENCE EAST 25 FEET TO THE EAST RIGHT OF WAY LINE; THENCE SOUTH ALONG THE EAST RIGHT OF WAY LINE 210 FEET TO THE POINT OF BEGINNING; THENCE CONTINUE SOUTH ALONG SAID EAST RIGHT OF WAY LINE FOR 90 FEET; THENCE EAST 140 FEET; THENCE NORTH FOR 90 FEET; THENCE WEST FOR 140 FEET TO THE POINT OF BEGINNING. PARCEL NUMBER: 12093-000-000 has been filed against you and you are required to a copy of your written defenses, if any, to it on Morgan B Lea, McCalla Raymer Leibert Pierce, LLP, 225 East Robinson Street, Suite 155, Orlando, FL 32801 and file the original with the Clerk of the above- styled Court on or before or 30 days from the first publication, otherwise a Judgment may be entered against you for the relief demanded in the Complaint. WITNESS my hand and seal of said Court on the 22 day of August, 2025. BILL KINSAUL CLERK OF COURT OF BAY COUNTY As Clerk of the Court BY: Christen Caswell Deputy Clerk PCNH11636739 Pub: Sep 7 & 14, 2025