LEGAL NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE   STATE OF ALABAMA COUNTY OF MONTGOMERY   THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.   Default having been made in the payment of the debt secured by that certain mortgage executed by James M. Reed and Sarah Reed, Mortgagor(s), to Mortgage Electronic Registration Systems, Inc. as nominee for MORTGAGEAMERICA, INC., Mortgagee, on November 30, 2006, said mortgage being recorded on December 6, 2006 in the Probate Office of Montgomery County, Alabama in Book 03445, Page 0122, and later assigned to U.S. Bank Trust National Association not in its individual capacity but solely as owner trustee for RCF 2 Acquisition Trust, by reason of such default, having declared all the indebtedness secured by said mortgage due and payable, and such default continuing, notice is hereby given that, acting under the power of sale contained in said mortgage, U.S. Bank Trust National Association not in its individual capacity but solely as owner trustee for RCF 2 Acquisition Trust will sell at public outcry, for cash, to the highest bidder, in front of the Courthouse door in the City of Montgomery, Montgomery County, Alabama during the legal hours of sale on October 22, 2025 the following described real estate situated in Montgomery County, Alabama, to wit:   Lot A-6, according to the Replat of Lot A, Block A, Corrected Map of the Corrected Map of Stegall Plat # 1, as said Map appears of record in the Office of the Judge of Probate of Montgomery County, Alabama, in Plat Book 30 at Page 85 Commonly known as: 511 Saddlewood Lane, Montgomery, AL 36109   Tax ID #: 03-10-01-01-03-007-003.011   THIS PROPERTY WILL BE SOLD ON AN “AS IS, WHERE IS” BASIS, WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO.   Said sale will be made subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the mortgage first set out above and restrictions of record in the Probate Office aforesaid, matters of survey, and to any Federal or State Tax liens, if any, and/or special assessments, if any, which might adversely affect the title to the premises.   Said sale will be made for the purpose of paying the indebtedness secured by the above described mortgage to U.S. Bank Trust National Association not in its individual capacity but solely as owner trustee for RCF 2 Acquisition Trust, Mortgagee, and the proceeds thereof will be applied as provided for in the terms of said mortgage.   Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.   The successful bidder must tender a non-refundable deposit of Five Thousand Dollars ($5,000.00) in certified funds made payable to McMichael Taylor Gray LLC at the time and place of the sale. The balance of the purchase price must be paid in certified funds by noon the next business day to McMichael Taylor Gray LLC at 3550 Engineering Drive, Suite 260, Peachtree Corners, GA 30092.   McMichael Taylor Gray, LLC reserves the right to award the bid to the next highest bidder should the highest bidder fail to timely tender the total amount due. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation.   U.S. Bank Trust National Association not in its individual capacity but solely as owner trustee for RCF 2 Acquisition Trust AS ATTORNEY IN FACT FOR James M. Reed and Sarah Reed MARK A. BAKER, Attorney for Mortgagee   McMichael Taylor Gray, LLC 3550 Engineering Drive, Suite 260 Peachtree Corners, GA 30092 404-474-7149 MTG File No.: AL2025-00063 September 9, 16, 23, 2025 #11646121