NOTICE OF SALE UNDER POWER GEORGIA, COLUMBIA COUNTY  By virtue of a Power of Sale contained in that certain Security Deed from JOANNE E PULLEY to BANK OF AMERICA, NA , dated February 7, 2019, recorded February 21, 2019, in Deed Book 11822, Page 0019-0032, Columbia County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thousand and 00/100 dollars ($100,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., there will be sold at public outcry to the highest bidder for cash at the Columbia County Courthouse, within the legal hours of sale on the first Tuesday in October, 2025, all property described in said Security Deed including but not limited to the following described property: ALL THAT LOT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN THE STATE OF GEORGIA, IN THE COUNTY OF COLUMBIA ALL THAT LOT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN THE STATE OF GEORGIA, IN THE COUNTY OF COLUMBIA, BEING SHOWN AND DESIGNATED AS LOT 3, BLOCK R, OF SECTION 8-B, OF MERRYMONT SUBDIVISION, ON A PLAT RECORDED IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF COLUMBIA COUNTY, GEORGIA, IN PLAT BOOK 13, PAGE 128, SAID PLAT BEING SUBSEQUENTLY TRANSFERRED TO PC AA, SLIDE 271 NO 9, REFERENCE IS BEING MADE TO SAID PLAT FOR A MORE COMPLETE AND ACCURATE DESCRIPTION AS TO THE METES, BOUNDS AND LOCATION OF SAID PROPERTY SAID PROPERTY IS HEREBY CONVEYED SUBJECT TO RESTRICTIVE COVENANTS RECORDED IN REEL 304, PAGE 675 AND TO AND ALL EASEMENTS, RESTRICTIONS AND RIGHTS OF WAY OF RECORD IN SAID CLERKS OFFICE SUBJECT, HOWEVER, TO ALL EASEMENTS, RESTRICTIONS, COVENANTS AND RIGHTS OF WAY OF RECORD THIS BEING THE SAME PROPERTY CONVEYED TO JOANNE E PULLEY BY DEED FROM CRAIG W CHURCHILL AND LISA M CHURCHILL DATED MARCH 16, 2015 AND RECORDED MARCH 20, 2015 UNDER (BOOK) 9759 / (PAGE) 149 OF THE COLUMBIA COUNTY, GA RECORDER'S OFFICE. APN: 073E569 Said legal description being controlling, however the property is more commonly known as 4095 MELROSE DR, AUGUSTA, GA 30907. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is JOANNE E PULLEY, ESTATE AND/ OR HEIRS OF LAW OF JOANNE E PULLEY , or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, Plano, TX 75024, Telephone Number: 800-846-2222. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. BANK OF AMERICA, N.A. as Attorney in Fact for JOANNE E PULLEY THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. BAC-22-06750-2 Ad Run Dates 09/10/2025, 09/17/2025, 09/24/2025, 10/01/2025 rlselaw.com/property-listing