NOTICE OF TRUSTEE’S SALE T.S.# 132102-UT Loan # ******6398 A.P.N.: AV-AVRG-1-110 IMPORTANT NOTICE TO PROPERTY OWNER The following described property will be sold at public auction to the highest bidder payable in lawful money of the United States at THE FRONT STEPS OF THE MAIN ENTRANCE OF THE WASHINGTON COUNTY DISTRICT COURT 206 WEST TABERNACLE, ST. GEORGE, UT 84770 on 10/16/2025 at 3:00 PM of said day, for the purpose of foreclosing a Trust Deed dated 3/6/2013 and executed by CINDY J WOOD, A SINGLE WOMAN as trustors, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR ZIONS FIRST NATIONAL BANK, N.A., ITS SUCCESSORS AND ASSIGNS, recorded on 3/11/2013, as Instrument No. 20130009081 covering the following real property located in Washington County, Utah and more particularly described as follows: LOT 110, APPLE VALLEY RANCH GOOSEBERY UNIT NO. 1 SUBDIVISION, ACCORDING TO THE OFFICIAL PLAT THEREOF, ON FILE IN THE OFFICE OF THE RECORDER OF WASHINGTON COUNTY, STATE OF UTAH. THE ABOVE SUBDIVISION IS ALSO KNOWN AS APPLE VALLEY RANCH GOOSEBERRY UNIT NO. 1 SUBDIVISION. A.P.N.: AV-AVRG-1-110 The current beneficiary of the trust deed is NATIONSTAR MORTGAGE LLC D/B/A MR.COOPER (“Beneficiary”) and the record owner(s) of the property as of the recording of the notice of default is/are CINDY J WOOD. The street address of the property is purported to be 722 W SMITHSONIAN WAY, APPLE VALLEY, UT 84737. Bidders must be prepared to tender to the trustee $10,000.00 at the sale and the balance of the purchase price by 12:00 noon the day following the sale. Both payments must be in the form of a cashier’s check or certified funds. “Official” checks and cash are not acceptable. If the highest bidder refuses to pay the amount of the bid, the bidder forfeits its deposit and is liable for any loss as a result of the refusal, including interest, costs and trustee’s and reasonable attorney fees. TRUSTEE CONTACT INFORMATION: ORANGE TITLE INSURANCE AGENCY, INC. 374 East 720 South Orem, Utah 84058 Phone: (800) 500-8757 Fax: (801) 285-0964 Hours: Monday-Friday 9a.m.-5p.m. A Trustee’s deed will be delivered to the successful bidder within five business days after receipt of the amount bid. Successor Trustee disclaims liability for any error in the street address shown herein. Successor Trustee may void sale due to any unknown facts at time of sale that would cause the cancellation of the sale. If sale is voided, Successor Trustee shall return funds to bidder, and the Successor Trustee and Beneficiary shall not be liable to bidder for any damages. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Beneficiary, Trustor, Successor Trustee or the Successor Trustee’s attorney. This is an attempt to foreclose a security instrument and any information obtained will be used for that purpose. Dated: AUG 22, 2025 ORANGE TITLE INSURANCE AGENCY, INC. Monica Chavez, Authorized Agent Pub#11618975 Published September 10, 17, 24, 2025 The Spectrum UPAXLP